Instant Cash
1^st in HK Instant Credit Limit Increase^~

"Call-a-loan" service is the product provided under Cash Instalment Loan plan.

*The personalised preferential interest rate that customers can enjoy depends on the financial situation of individual customers. DBS Bank (Hong Kong) Co., Ltd. ("the Bank") reserves the right to determine the customer's personalized preferential interest rate. Please apply online or call Application Hotline 2290 8333 to enquire for the personalized preferential interest rate and the related fee. Personalized preferential monthly flat rate as low as 0.19% (Annualized Percentage Rate (“APR”) is 4.35%), is only applicable to selected customers and for reference only; The APR is calculated in accordance with the guidelines issued by the Hong Kong Monetary Authority in respect of the Code of Banking Practice.

#Cash rebate entitled by the customer depends on the cash out amount of the loan approved and tenor of "Call-a-loan" Online Instalment Cash Service. If customers are eligible for both the “Apply for Cash Instalment Loan (that is “Call-a-loan” Service) via online to enjoy up to HK$6,000 cash rebate” and the “New DBS Credit Card Customer / New Instant Cash Instalment Loan user can enjoy a cash rebate of 6 months interest” simultaneously, the eligible customer will be entitled to the offer with higher cash rebate once from the 2 promotions. The following terms & conditions apply to the promotion offer:

1. Terms and Conditions for "Call-a-loan" Online Instalment Cash Service get up to HK$6,000 "Cash Rebate" promotion
2. Terms and Conditions for New DBS Credit Card Customer / New Instant Cash Instalment Loan user, enjoy 6 months Interest “Cash Rebate” of the first "Call-a-loan" Instalment Cash Promotion
3. Terms and Conditions for general promotional offer of "Call-a-loan”

 

^##New DBS Credit Card customers shall mean applicants who, during the new card approval process have not applied for, do not currently hold, or in the 12 months prior to the date of application for the new card, have not held and/or cancelled any principal credit cards (including co-branded cards) issued by DBS Bank (Hong Kong) Co., Ltd. ("the Bank").

^###Credit card application may not be approved instantly through DBS Card+ for some individual reasons. The Bank may request other documents from you, like address proof and income proof, for application approval. The credit card application is subject to the Bank’s final approval.

"Funds Transfer Program" is the product provided under Revolving Loan plan.
^Cash rebate entitled by the customer depends on the approved loan amount (transfer amount) and monthly statement’s Finance Charges of “Funds Transfer" Online Cash Service. The following terms & conditions apply to the promotion offer:

1. Terms and Conditions for "Funds Transfer" Online Cash Service get “Cash Rebate” promotion (up to HK$2,500)
2. Terms and Conditions for general promotional offer of “Funds Transfer”

 

^~In response to individual circumstances, customers may not be able to instantly increase their credit limit without submitting documents. In this case, customers may submit an application with the required documents to DBS Bank (Hong Kong) Co., Ltd. ("the Bank") through the designated website for increasing the credit limit. The Bank reserves the right to approve the application for permanent increase in combined credit limit.

⁺The offer is subject to Terms & Conditions, please click here for details.

**Only applicable to customers who use Faster Payment System to receive the loan payment. The loan payment will be instantly transferred to the recipient bank. The crediting to the recipient account will be subject to the recipient bank’s handling.