Instant Cash
1st in HK Instant Credit Limit Increase~

During the promotion period, apply for Cash Instalment Loan (that is “Call-a-loan” service) online with credit limit increase simultaneously to get more cash with instant approval~. Enjoy monthly flat rate as low as personalised preferential interest rate* and up to HK$6,750 cash rebate upon successful application for both at the same time.
Instant Cash offers you an instant Credit Limit Increase~ and a convenient and quick way to get cash online with one click anytime, anywhere. Instant cash in any bank account** with no documents required. You can enjoy below offers upon successful application:
Offer 1: Apply for Cash Instalment Loan (that is “Call-a-loan” service) via online to enjoy up to HK$6,000 cash rebate #
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Offer 2: New DBS credit card customers## / New Instant Cash Instalment Loan customers can enjoy a cash rebate of 6 months interest# upon successful application for the first Cash Instalment Loan (that is “Call-a-loan” service) via DBS Card+!
First-to-market - get your credit card in a few minutes### and instant cash out
Download DBS Card+ app now and follow the instructions below to apply:
Offer 3: Online permanent increase in combined credit limit and cash out to get up to HK$750 cash rebate+
Running out of credit limit to draw cash? Apply for Instant Cash online with credit limit increase simultaneously to get more cash with instant approval~. Enjoy cash rebate of up to HK$750+ upon successful application for both at the same time during the Promotion Period!
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CREDIT LIMIT INCREASE APPLICATION HAS NEVER BEEN EASIER
Please log in to DBS Card+ app. Tap “Borrow” and choose “Instant Cash” and follow below instructions to increase the combined credit limit:


“Call-a-loan” service is the product provided under Cash Instalment Loan plan.
Other Instant Cash Promotion | |
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![]() | Cash out from your credit card! Apply for Revolving Loan (that is "Funds Transfer" Service) online to enjoy up to HK$2,500 cash rebate^! Please visit go.dbs.com/hk-ft-s-en for details. |
Terms and Conditions
Cash Instalment Loan (that is “Call-a-loan” service)
- Product Key Facts Statement & Terms and Conditions of "Call-a-loan" service
- Terms and Conditions for the Promotion Offer of “Call-a-loan” service
Revolving Loan (that is “Funds Transfer” service)
- Product Key Facts Statement & Terms and Conditions of "Funds Transfer" service
- Terms and Conditions for the Promotion Offer of “Funds Transfer” service
*The personalised preferential interest rate that customers can enjoy depends on the financial situation of individual customers. DBS Bank (Hong Kong) Co., Ltd. ("the Bank") reserves the right to determine the customer's personalized preferential interest rate. Please apply online or call Application Hotline 2290 8333 to enquire for the personalized preferential interest rate and the related fee. Personalized preferential monthly flat rate as low as 0.19% (Annualized Percentage Rate (“APR”) is 4.35%), is only applicable to selected customers and for reference only; The APR is calculated in accordance with the guidelines issued by the Hong Kong Monetary Authority in respect of the Code of Banking Practice.
#Cash rebate entitled by the customer depends on the cash out amount of the loan approved and tenor of "Call-a-loan" Online Instalment Cash Service. If customers are eligible for both the “Apply for Cash Instalment Loan (that is “Call-a-loan” Service) via online to enjoy up to HK$6,000 cash rebate” and the “New DBS Credit Card Customer / New Instant Cash Instalment Loan user can enjoy a cash rebate of 6 months interest” simultaneously, the eligible customer will be entitled to the offer with higher cash rebate once from the 2 promotions. The following terms & conditions apply to the promotion offer:
- Terms and Conditions for "Call-a-loan" Online Instalment Cash Service get up to HK$6,000 "Cash Rebate" promotion
- Terms and Conditions for New DBS Credit Card Customer / New Instant Cash Instalment Loan user, enjoy 6 months Interest “Cash Rebate” of the first "Call-a-loan" Instalment Cash Promotion
- Terms and Conditions for general promotional offer of "Call-a-loan”
##New DBS Credit Card customers shall mean applicants who, during the new card approval process have not applied for, do not currently hold, or in the 12 months prior to the date of application for the new card, have not held and/or cancelled any principal credit cards (including co-branded cards) issued by DBS Bank (Hong Kong) Co., Ltd. ("the Bank").
###Credit card application may not be approved instantly through DBS Card+ for some individual reasons. The Bank may request other documents from you, like address proof and income proof, for application approval. The credit card application is subject to the Bank’s final approval.
"Funds Transfer Program" is the product provided under Revolving Loan plan.
^Cash rebate entitled by the customer depends on the approved loan amount (transfer amount) and monthly statement’s Finance Charges of “Funds Transfer" Online Cash Service. The following terms & conditions apply to the promotion offer:
Promotion Period
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01/03/2023 – 31/03/2023
- You should have a clear understanding of your financial condition, daily expenses, and actual borrowing needs.
- You should assess your repayment ability and avoid over-borrowing.
- You should repay any outstanding balance on time to avoid late payment charges and additional overdue interest.
- To borrow or not to borrow? Borrow only if you can repay!