Instant Cash offers you an instant Credit Limit Increase~ and a convenient and quick way to get cash online with one click anytime, anywhere. Instant cash in any bank account* with no documents required. You can enjoy below offers upon successful application:
Offer 1: Apply for Cash Instalment Loan (that is “Call-a-loan” service) via online to enjoy up to HK$6,200 cash rebate #
Offer 2: New DBS credit card customers## / New Instant Cash Instalment Loan customers can enjoy a cash rebate of 6 months interest# upon successful application for the first Cash Instalment Loan (that is “Call-a-loan” service) via DBS Card+!
First-to-market - get your credit card in a few minutes### and instant cash out
Download DBS Card+ app now and follow the instructions below to apply:
Offer 3: Online permanent increase in combined credit limit and cash out to get up to HK$400 cash rebate+
Running out of credit limit to draw cash? Apply for Instant Cash online with credit limit increase simultaneously to get more cash with instant approval~. Enjoy cash rebate of up to HK$400+ upon successful application for both at the same time during the Promotion Period！
Please log in to DBS Card+ app. Tap “Borrow” and choose “Instant Cash” and follow below instructions to increase the combined credit limit:
“Call-a-loan” service is the product provided under Cash Instalment Loan plan.
Cash Instalment Loan (that is “Call-a-loan” service)
Revolving Loan (that is “Funds Transfer” service)
Terms and Conditions for Online Permanent Increase in Combined Credit Limit and Cash Out to get up to HK$400 Promotion
~In response to individual circumstances, customers may not be able to instantly increase their credit limit without submitting documents. In this case, customers may submit an application with the required documents to DBS Bank (Hong Kong) Co., Ltd. ("the Bank") through the designated website for increasing the credit limit. The Bank reserves the right to approve the application for permanent increase in combined credit limit.
*Only applicable to customers who use Faster Payment System to receive the loan payment. The loan payment will be instantly transferred to the recipient bank. The crediting to the recipient account will be subject to the recipient bank’s handling.
"Call-a-loan" service is the product provided under Cash Instalment Loan plan. #Cash rebate entitled by the customer depends on the cash out amount of the loan approved and tenor of "Call-a-loan" Online Instalment Cash Service. If customers are eligible for both the “Apply for Cash Instalment Loan (that is “Call-a-loan” Service) via online to enjoy up to HK$6,200 cash rebate” and the “New DBS Credit Card Customer / New Instant Cash Instalment Loan user can enjoy a cash rebate of 6 months interest” simultaneously, the eligible customer will be entitled to the offer with higher cash rebate once from the 2 promotions. The following terms & conditions apply to the promotion offer:
##New DBS Credit Card customers shall mean applicants who, during the new card approval process have not applied for, do not currently hold, or in the 12 months prior to the date of application for the new card, have not held and/or cancelled any principal credit cards (including co-branded cards) issued by DBS Bank (Hong Kong) Co., Ltd. ("the Bank").
###Credit card application may not be approved instantly through DBS Card+ for some individual reasons. The Bank may request other documents from you, like address proof and income proof, for application approval. The credit card application is subject to the Bank’s final approval.
+The offer is subject to Terms & Conditions, please click here for details.
Remarks for "Call-a-loan" service:
The personalized preferential interest rate that customers can enjoy depends on the financial situation of individual customers. DBS Bank (Hong Kong) Co., Ltd. ("the Bank") reserves the right to determine the customer's personalized preferential interest rate. Please click "Apply Now" or call Application Hotline 2290 8333 to enquire for the personalized preferential interest rate and the related fee.
Personalized preferential monthly flat rate as low as 0.11% (Annualized Percentage Rate (“APR”) is 2.50%), is only applicable to selected customers and for reference only; The APR is calculated in accordance with the guidelines issued by the Hong Kong Monetary Authority in respect of the Code of Banking Practice.
Due to individual circumstances, the online application may not be approved instantly. In this case, the Bank will contact the customer to follow up the application within 2 working days. The customer may need to provide additional documents for approval.
Final loan amount and cash out amount will be approved subject to credit card account status. System will automatically consolidate existing DBS credit card cash Instalment loan according to the status of individual DBS credit card.
The application of "Call-a-loan" service should be bound by related terms and conditions. For details, please refer to the Terms and Conditions of "Call-a-loan" service or call Application Hotline 2290 8333.
If you choose to pay off the "Call-a-loan" early, you are not able to save any interest because interest payable for the remaining term of the "Call-a-loan", which is embedded in the monthly instalment amount shall still be payable.ss
"Funds Transfer Program" is the product provided under Revolving Loan plan.^Cash rebate entitled by the customer depends on the approved loan amount (transfer amount) and monthly statement’s Finance Charges of “Funds Transfer" Online Cash Service. The following terms & conditions apply to the promotion offer:
01/02/2024 – 29/02/2024