More credit cards
Take advantage of exclusive privileges while you protect yourself and your loved ones.
Successfully apply on or before 31 December 2017 to enjoy below welcome gift.
HK$200 Park'n Shop Coupon
Should there be any discrepancy between the English and Chinese versions of these terms and conditions, the English version shall prevail.
|Free Credit Shield Protection||Any outstanding balance will be waived in full upon total disablement or death to lessen the burden on your family and relatives. In the event you suffer a temporary disablement, the minimum amount due will be waived while you are recovering.|
Remarks: Applicable to principal cardholders only. For details and limits of coverage, please refer to the specific terms and conditions under respective insurance plan.
|Overseas Spending up to 3-time DBS$*||When you travel overseas with your DBS Manulife Platinum MasterCard, whether for business or pleasure, you can earn triple DBS$ on all your overseas spending.|
|DBS$ Reward Scheme||Click here for details|
|Convenient Autopay of Monthly Premium Plus Bonus Offers||Debit your Manulife individual insurance monthly premium automatically from your Manulife Credit Card account and earn DBS$. For more information, please contact your Manulife Insurance Advisor.|
Remarks: Autopay insurance premium service is not applicable to investment-linked products.
|Annual Fee Wavier with DBS$||If there are sufficient bonus points retained upon the expiry date of DBS$, you will be entitled to the wavier of the next annual or half-year fee automatically for your Credit Card.|
|Waivers and Discounts on Annual Fee||Your first 3-year annual fee will be waived upon successful application. You will also enjoy 25% discount on subsequent annual fee payments.|
|Manulife Platinum Exclusive Benefits||Worldwide Merchant Offers with Platinum MasterCard MomentsTM|
|Worldwide Concierge Services|
MasterCard Platinum 24-hour Concierge Services Hotline: (852) 2861 9291
*Services are subject to the final approval of DBS Bank (Hong Kong)
Manulife Credit Card is available to Hong Kong residents with an annual income of HKD150,000 or above.
Successful applicant will enjoy first 3-year annual fee waiver. If your application does not meet the minimum annual income requirement, it may be considered as a Classic Card application (annual income requirement for Classic Card application is HKD60,000). All of your personal credit card accounts (including supplementary card accounts) will share on overall credit limit.
|Shopping Protection||When you encounter situation(s) such as having received damaged or defective goods, or the goods or services being not matched with what was described, or not having received the goods or services ordered, you should contact the merchant which sold you the goods or services immediately and resolve any complaints about such goods or services directly with the merchant. If you cannot resolve the matter with the merchant or are unable to contact the merchant because it has ceased business, you can contact us for assisting you to dispute the transaction through the chargeback mechanism provided by the relevant card association.|
The chargeback mechanism is a form of customer protection provided by the relevant card association which allows cardholder to file a complaint regarding disputed transactions. Once the cardholder files a dispute, the card issuing bank will conduct an investigation into the complaint by requesting the concerned merchant to submit proof through its bank (“card acquiring bank”). Once the chargeback request is proven to be valid, the card acquiring bank will refund the disputed transaction amount to the cardholder via the card issuing bank. Cardholder may be charged with a processing fee by the relevant card association in certain circumstances.
Examples of chargeback:
Cardholder should pay special attention to the chargeback time limit, and submit before expiry of the time limit the chargeback request together with the relevant supporting documents to the card issuing bank for processing. For more details, please refer to Help & Support > Dispute transaction.
|Fraud Transaction Protection||If you find any doubtful or unauthorized transactions in your statement, call our DBS Credit Card 24-hour Customer Services Hotline at (852) 2290 8888 immediately. Upon receipt of your request; on a case-by-case basis subject to our approval, we may withhold your payment of the relevant transaction until an investigation is concluded . However, please note that if it is found to be a valid transaction after investigation, we shall re-impose the applicable finance charges for the period starting from the date when the relevant transaction should have been paid. |
|Frequently Asked Questions|
|DBS Personal Credit Card Terms and Conditions|
|Key Facts Statement||Click here for details|
|Others card features and benefits||Click here for details|
|Other Services||Click here for details|
Personal Information Collection (PIC)
DBS Bank (Hong Kong) Limited safeguards your data in accordance with applicable Hong Kong laws.
We only use the data we collect in accordance with our Data Policy which explains the data collection purposes, the persons to whom we may transfer data, your data access and correction rights and how you may contact our Data Protection Officer.
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