For Key Facts Statement of "Fee Based Instalment Programme", please click here.


DBS Credit Card Fee-based Instalment

An alternative payment option after spending. With the DBS Credit Card Fee-based Instalment, you can enjoy extra freedom on your Credit Card spending by spreading repayments across 60 monthly instalments.

  • Personalised preferential monthly rate as low as 0.18%*
  • Repay over a period that suits you – from 6 to 60 months
  • Hassle-free by combining various credit card transactions into your instalments
  • No document required and online express approval


Apply Now


Instalment AmountPersonalised Monthly Flat Rate (%)Daily Interest

How to Apply

  • Apply Online
  • Application Hotline: 2290 8333


Note: Early repayment of “Fee Based Instalment”

If you choose to pay off the “Fee Based Instalment” early, you are not able to save any interest because interest payable for the remaining term of the “Fee Based Instalment”, which is embedded in the monthly instalment amount shall still be payable.

* The above example is based on an instalment amount of HK$10,000, 12-months instalment and a monthly flat rate at 0.18%. The interest is calculated at 365 days per year, while the daily interest is as low as HK$0.6 and the annualised percentage rate is 4.04%. The Annualised Percentage Rate (APR) is calculated in accordance with the guidelines issued in respect of the Code of Banking Practice. The daily interest is rounded to the nearest 1 decimal place.

Notes for DBS Credit Card Fee Based Instalment Programme:

  1. DBS Credit Card Fee Based Instalment Programme and personalised monthly flat rate is applicable to selected customers, please login applicaton page or call the Application Hotline 2290 8333 for your applicable personalised monthly flat rate and terms and conditions.
  2. Please apply at least 6 business days in advance of the payment due date specified in the monthly statement.
  3. If your account has applied for "Autopay" service, please contact customer services hotline 2290 8888 to update related instruction.
  4. For successful on-line application, a confirmation letter will be issued. Otherwise, the bank will contact you within 2 working days to follow-up.
  5. The application for DBS Credit Card Fee Based Instalment Programme is bound by related terms and conditions. For details, please refer to Terms and Conditions of “Fee Based Instalment” Programme or call the Application Hotline 2290 8333.

Terms and Conditions

Reminder: To borrow or not to borrow? Borrow only if you can repay!


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