DBS Black World Mastercard® Welcome Offer Terms and Conditions

  1. The DBS Black World Mastercard Welcome Offer (“Welcome Offer”) is only available to applicants who have successfully applied to become the principal cardholder of DBS Black World Mastercard issued by DBS Bank (Hong Kong) Limited (the “Bank”) (“New Card”) by submitting the DBS Black World Mastercard Application Form (“Application Form”) to the Bank during the period 1 August 2019 to 27 August 2019 (“Offer Period”) and all supporting documents required by the Bank within one month from the date of application.
  2. Unless otherwise specified, the Welcome Offer is only applicable to applicants who, during the New Card approval process have not applied for, do not currently hold, or in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by the Bank (“New Customers”).
  3. Under the Welcome Offer, New Customers are entitled “Up to 80,000 Miles” as their welcome gift (“Welcome Gift”). Each New Customer can enjoy the Welcome Offer once during the Offer Period. For the avoidance of doubt, if New Customer has successfully applied for more than one New Card with the Bank by submitting multiple Application Forms to the Bank, he/she will only be entitled to redeem ONE Welcome Gift in respect of all applications submitted during the Offer Period.
  4. New Customer must download DBS Omni, register and activate DBS Omni account within 2 months of the New Card issuance date in order to be eligible to the Welcome Gift.
  5. The Welcome Gift will be credited to eligible New Customers as follows:
    1. Local Spending (as defined in clause 5.2 below) and Overseas Spending (as defined in clause 5.3 below) accumulated by the eligible New Customer with the New Card within 2 months of the New Card issuance date can be converted into miles using the conversion rate shown in the table below, up to a maximum of 80,000 miles:
      Spending Conditions Miles Conversion Rate
      Local Spending First HK$5,000 HK$1 = 1 mile (upper limit: 5,000 miles)
      Thereafter HK$235,000 HK$5 = 1 mile (upper limit: 47,000 miles)
      Overseas Spending First HK$70,000 HK$2.5 = 1 mile (upper limit: 28,000 miles)
      Total accumulated miles rewards: 80,000 miles (i.e. DBS$3,840)
    2. For the purpose of this Welcome Gift, “Local Spending” refers to the posted retail transactions settled in Hong Kong Dollars and Macau Pataca conducted at the point of sales (in case of online transactions, the place of registration and/or settlement of the merchant) in Hong Kong and Macau. For the avoidance of doubt, the following types of transactions shall not be considered as Local Spending: non Hong Kong Dollars or Macau Pataca transactions, cash advances and relevant handling/administration fees, application fee/handling fee and add value of Octopus Automatic Add-Value Service, casino chips, foreign exchange, finance charges, reversed transactions, late charges, credit card annual fee, “Call-a-loan”, “Balance Transfer”, “Funds Transfer”, “Fee Based Instalment Programme”, “Flexi-Shopping Programme”, transactions in Hong Kong Dollars at the point of sales (in case of online transactions, the place of registration and/or settlement of the merchant) outside Hong Kong (“DCC Transaction”), insurance payment, tax payment, reload of e-Wallets (e.g. PayMe, WeChat Pay and Alipay), any bill payment transactions made via DBS iBanking/JET Payment Service of JETCO/24-hour Customer Services Hotline or any other means as specified by the Bank from time to time, transactions that have been subject to cancellation, charge-back, return of goods and/or refund or any other types of transactions specified by the Bank from time to time. For Local Spending being settled with a Card Interest-free Instalment Loan, only posted monthly instalments will be counted.
    3. For the purpose of this Welcome Gift, “Overseas Spending” means any posted retail transactions settled in foreign currencies, excluding Macau Pataca, conducted at the point of sales (in case of online transactions, the place of registration and/or settlement of the merchant) outside Hong Kong. For the purpose of this Welcome Gift, retail transaction settled in Macau Pataca shall be counted as Local Spending, while DCC Transaction shall not be counted as Overseas Spending. For the avoidance of doubt, the following types of transactions shall not be considered as Overseas Spending: cash advances and relevant handling/administration fees, casino chips, foreign exchange, reversed transactions, insurance payment, reload of e-Wallets (e.g. PayMe, WeChat Pay and Alipay), transactions that have been subject to cancellation, charge-back, return of goods and/or refund or any other types of transactions specified by the Bank from time to time.
    4. Calculation of Local Spending and/ or Overseas Spending shall be based on the spending conducted with each New Card successfully applied during the Offer Period. If a New Customer has successfully applied for more than one New Card, the Local Spending and/or Overseas Spending conducted with different New Cards cannot be combined. The amount of any Local Spending and/or Overseas Spending conducted through any supplementary card under the New Card will be aggregated with that of the principal card of the New Card for the purpose of calculating the amount of Local Spending and/ or Overseas Spending.
    5. The Welcome Gift will be awarded to the eligible New Customers in the form of DBS$ for the New Customers to redeem miles by themselves. Hence, New Customer must choose to participate in the DBS$ Redemption Scheme. The DBS$ awarded to the New Customer shall include the spending reward earned by the New Customer under the DBS$ Reward Scheme (“Basic Reward”). For the avoidance of doubt, please refer to the below examples for calculation method:
      Type of Spending Example Spending amount within first 2 months
      A
      Miles earned based on Miles Conversion Rate of Welcome Gift B
      DBS$ required to redeem the miles^ C=B÷1,000×48
      Basic Rewards# earned for the Local Spending amount D=A÷250×2
      Extra DBS$ to be credited by the Bank ("Extra Reward") E=C-D
      Local Spending 1 4,723.30 4,723 227 37 190
      2 69,623.60 17,924 861 556 305
      3 240,000.00 52,000 2,496 1,920 576
      4 284,850.20 52,000* 2,496 2,278 576*

      Type of Spending Example Spending amount within first 2 months
      A
      Miles earned based on Miles Conversion Rate of Welcome Gift B
      DBS$ required to redeem the miles^ C=B÷1,000×48
      Basic Rewards# earned for the Local Spending amount D=A÷250×3
      Extra DBS$ to be credited by the Bank ("Extra Reward") E=C-D
      Overseas Spending 5 7,862.90 3145 151 94 57
      6 70,000.00 28000 1344 840 504
      7 98,752.60 28000* 1344 1185 504*

      ^ Calculated based on the conversation rate of DBS$48 = 1,000 miles.
      # Calculated based on HK$250 = DBS$2, since DBS$ is in integral, DBS$ earned will be rounded down to the nearest integer.
      + Calculated based on HK$250 = DBS$3, since DBS$ is in integral, DBS$ earned will be rounded down to the nearest integer.
      * Capped at HK$240,000 Local Spending amount and HK$70,000 Overseas Spending amount, when exceeding the cap, Extra Reward is always DBS$576 and DBS$504 respectively.

    6. Basic Reward will be credited to the New Card account automatically and shown on the monthly statement after the relevant transactions are posted. Extra Reward will be credited to the New Card account of the eligible New Customer no later than the sixth months after the New Card issuance date and shown on the monthly statement.
  6. Welcome Gift is only available to New Customers whose New Card accounts are determined in the sole discretion of the Bank to be in good standing, remain valid and not in default during the period from New Card issuance date to issuance of the Welcome Gift. The Bank shall have the sole discretion in determining a New Customer’s entitlement to the Welcome Gift.
  7. New Customers must keep the original receipt of each eligible spending transaction. In case of disputes about the entitlement of Welcome Gift, the Bank reserves the right to require the New Customer to present the original receipt of the eligible spending transactions for verification. If there is any discrepancy between the Bank’s record and New Customer’s receipt, the Bank’s record and determination shall be final and conclusive.
  8. A person who is not a party to these terms and conditions may not enforce any of their terms under the Contracts (Rights of Third Parties) Ordinance (Cap 623 of the Laws of Hong Kong).
  9. Entitlement to the Welcome Offer is subject to there being no abuse/non compliance by the New Customer, failing which the Bank will debit the value of the Welcome Offer from the New Customer’s account without notice and/or take such action to recover any outstanding amounts.
  10. The Bank may change these terms and conditions and/or modify or terminate the Welcome Offer. The Bank’s decision is final.
  11. The English version shall prevail if there is any inconsistency between the English and Chinese versions.

 

Regarding to “New Customer Exclusive 50% Bonus Avios Offer” (“Promotion”)

  1. Promotion is only application to New Customers who successfully apply DBS Black World Mastercard during 1 August 2019 to 27 August 2019 (“New Customer”).
  2. Starting from 1 August 2019 to 31 January 2020 (“Offer Period”), New Customers login DBS Omni account via webpage https://cards.dbs.com.hk or DBS Omni mobile application to redeem Avios with the British Airways Executive Club via eSHOP by using DBS$ may enjoy 50% bonus Avios (the “Offer”). For those New Customer who do not have DBS Omni accounts, please register first.
  3. Each New Customer can enjoy a maximum amount of 40,000 Avios as Extra Avios during Offer Period.
  4. The minimum redemption amount is DBS$48 and each redemption must be in multiples of DBS$48.
  5. Basic Avios will be credited to the New Customers’ British Airways Executive Club account within 3 to 8 working days after redemption, while 50% Extra Avios will be credited to the New Customers’ British Airways Executive Club account within 3 months after the Offer Period, ie. by 30 April 2020. Please refer to below example for details:
    Example The basic Avios that is successfully redeemed via DMS Omni eSHOP during Offer Period
    (“Basic Avios”)
    (A)

    The extra 50% Avios that are entitled under the Promotion.
    (“Extra Avios”) (B = A x 50%)

    The total amount of Avios that is successfully redeemed
    (C = A + B)
    1 1,000 500 1,500
    2 40,000 20,000 60,000
    3 80,000 40,000 120,000
    4 100,000 40,000* 140,000*
    *Each New Customer can enjoy a maximum amount of 40,000 Avios as Extra Avios during Offer Period.

  6. A valid British Airways Executive Club membership number, family name and first name under the same name of New Customer is required to perform the redemption. The Bank will not accept any liability in relation to any loss incurred due to incorrect information provided by the New Customer.
  7. Avios is the loyalty currency of British Airways Executive Club or oneworld® partner airlines. Reward flights are subject to availability. Taxes, fees and carrier charges apply.
  8. Extra Avios is only applicable to New Customers whose Applicable Credit Card accounts are valid, not in default and in good standing (as determined by the Bank at its sole discretion) during the Promotion Period and before the Extra Avios has been granted. If the status of a New Customer’s Applicable Credit Card account is not in good standing, the Bank reserves the right to disqualify the New Customer from participating in the Promotion and/or enjoying the Extra Avios.
  9. Avios redemption is subject to (i) British Airways Executive Club Terms and Conditions, and (ii) DBS$ Reward Scheme Terms and Conditions. For details about items (i) and (ii), please refer to www.britishairways.com/executive-club/terms-and-conditions and go.dbs.com/hk-reward-tnc.
  10. A person who is not a party to these Terms and Conditions may not enforce any of their terms under the Contracts (Rights of Third Parties) Ordinance (Cap 623 of the Laws of Hong Kong).
  11. Participation in the Promotion is subject to there being no abuse or non-compliance by the New Customer, failing which the Bank will debit the values of the Extra Avios from the New Customer’s account without notice and/or take such action to recover any outstanding amounts.
  12. The Bank and/or British Airways may change these terms and conditions and/or modify or terminate the Promotion. The decision by the Bank and/or British Airways should be final.
  13. The English version shall prevail if there is any inconsistency between the English and Chinese versions.