"DBS Black Card Express Flying Rewards" Promotion Terms and Conditions:

1. "DBS Black Card Express Flying Rewards" (the "Promotion") is only applicable to principal cardholders ("Cardholders") of DBS Black Card ("Applicable Credit Card") issued by DBS Bank (Hong Kong) Limited (the "Bank", which expression shall include its successors and assigns) and who have chosen the DBS$ Redemption Scheme under the DBS Credit Card DBS$ Reward Scheme.
2. The promotion period of the Promotion is from now until 31 December 2016, both dates inclusive (the "Promotion Period").
3. During the Promotion Period, Cardholders may apply to purchase units of DBS$, each unit being DBS$48, at HK$180 per unit. There is no limitation on the number of units of DBS$ each Cardholder can purchase during the Promotion Period.
4. To apply for purchase of units of DBS$, Cardholders must register at the Bank’s website at https://cards.dbs.com.hk/ within the Promotion Period. Approval of all applications shall be at the sole discretion of the Bank. If any information provided by a Cardholder in the registration is inaccurate, the Bank may decline the Cardholder’s application without notice.
5. If a Cardholder’s application for purchase of units of DBS$ has been approved by the Bank, the Bank will debit the amount payable for the purchase transaction from the Cardholder’s Applicable Credit Card account automatically and credit the DBS$ purchased by the Cardholder to his/her Applicable Credit Card account within 10 working days after approval. Once the purchase transaction has been completed, no refund can be made. If an application is declined by the Bank, where possible, the Bank will issue a notification letter to the Cardholder.
6. The amount paid for purchase of units of DBS$ shall not be entitled to any spending rewards, including rewards under the DBS Credit Card DBS$ Reward Scheme.
7. The Bank reserves the right to offer the Promotion only to Cardholders whose card account is determined at the sole discretion of the Bank to be in good standing and remain valid and not in default at all times before the DBS$ purchased is being credited to the Applicable Credit Card account.
8. Any fraud and/or abuse of the Promotion by any person (as determined by the Bank at its sole discretion) will result in forfeiture of the person's eligibility to participate in the Promotion and/or cancellation of all or part of the person's account(s) with the Bank.
9. DBS Credit Card DBS$ Reward Scheme Terms and Conditions shall apply to the redemption of DBS$, please visit www.dbs.com/hk for details.
10. The Bank reserves the right to amend these terms and conditions as well as to vary or terminate the Promotion without notice. In the event of any dispute, decision of the Bank shall be final and binding on Cardholders.
11. In case of discrepancy between the English and Chinese versions of these terms and conditions, the English version shall prevail.