Spending Category
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Eligible Transaction
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Online Foreign Currency Spending |
Posted transactions with official payment records which are:
- classified as online transaction according to the merchant codes/transaction types as defined by Mastercard Asia/Pacific (Hong Kong) Limited (“Mastercard HK”) or a merchant's acquiring bank; and
- conducted in a currency other than Hong Kong Dollars according to the country codes issued by Mastercard HK.
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Online Travel Merchant Spending |
Posted transactions with official payment records which are:
- online purchase of any travel products (including hotel reservations, air tickets, travel packages or attraction tickets) at travel agencies, airlines, hotels or online travel platforms. Examples of merchants including but not limited to: Agoda, Expedia, Booking.com, Klook, Cathay Pacific, HK Express;
- classified as online transaction according to the transaction types as defined by Mastercard HK or a merchant's acquiring bank; and
- classified as travel merchant according to the merchant codes as defined by Mastercard HK or a merchant's acquiring.
For avoidance of doubt, spending on travel products booked online but settled at physical points of sales shall not be deemed as Eligible Spending.
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Online Supermarket Spending |
Posted transactions with official payment records which are:
- online purchases of goods at supermarkets, convenience stores, department stores (supermarkets only) or online platforms. Examples of merchants including but not limited to: PARKnSHOP.com, Wellcome, HKTVmall, Watsons;
- classified as online transaction according to the transaction types as defined by Mastercard HK or a merchant's acquiring bank; and
- classified as supermarket according to the merchant codes as defined by Mastercard HK or a merchant's acquiring.
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Online Dining Spending |
Posted transactions with official payment records which are:
- online spending for food and beverage ordered from restaurants, fast food stores, restaurants chain or food delivery platform merchants. Examples of merchants including but not limited to: Deliveroo, foodpanda, McDonald’s, KFC, Pizza Hut;
- classified as online transaction according to the transaction types as defined by Mastercard HK or a merchant's acquiring bank; and
- classified as dining merchant according to the merchant codes as defined by Mastercard HK or a merchant's acquiring.
For avoidance of doubt, online booking of banquets, private banquets, private parties and food or beverages provided by dining outlets/food counters in hotels/department stores/associations/clubhouses shall not be deemed as Eligible Spending.
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Online Entertainment Spending |
Posted transactions with official payment records which are:
- online spending for recreational products or services at entertainment merchants, cinemas, karaoke, attractions, recreational outlets. Examples of merchants including but not limited to: iTunes, Netflix, MCL Cinema, Amazon.com, Spotify, Gmarket, Hong Kong Disneyland, Ocean Park Hong Kong;
- classified as online transaction according to the transaction types as defined by Mastercard HK or a merchant's acquiring bank; and
- classified as entertainment merchant according to the merchant codes as defined by Mastercard HK or a merchant's acquiring.
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Online Fashion & Apparel Spending |
Posted transactions with official payment records which are:
- online spending for clothing and footwear at fashion and apparel merchants. Examples of merchants including but not limited to: H&M, ZARA, Nike, adidas, UNIQLO, I.T, ASOS, Zalora, NET-A-PORTER;
- classified as online transaction according to the transaction types as defined by Mastercard HK or a merchant's acquiring bank; and
- classified as fashion and apparel merchant according to the merchant codes as defined by Mastercard HK or a merchant's acquiring.
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Online Charity Donations |
Posted transactions with official payment records which are:
- online donations to charitable and social service organizations. Examples of charitable and social service organizations including but not limited to: Orbis, World Vision, UNICEF, Save the Children, SPCA;
- classified as online transaction according to the transaction types as defined by Mastercard HK or a merchant's acquiring bank; and
- classified as charitable and social service organization according to the merchant codes as defined by Mastercard HK or a merchant's acquiring.
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