Online Extra Welcome Offer of HK$100 “InstaRedeem” Amount Terms and Conditions :

  1. Online Extra Welcome Offer of HK$100 “InstaRedeem” Amount (“Extra Welcome Offer”) is only available to applicants who have successfully applied to become the principal cardholder of DBS Black World Mastercard or DBS COMPASS VISA issued by DBS Bank (Hong Kong) Limited (the “Bank”) (“New Card”), by downloading DBS Card+ mobile application (“DBS Card+”) and submitting the DBS Black World Mastercard or DBS COMPASS VISA principal card application through DBS Card+ to the Bank during the period from 1 January 2021 to 31 January 2021 (“Promotion Period”) and all supporting documents required by the Bank within one month from the date of application.
  2. The Extra Welcome Offer is only applicable to applicants who, during the New Card approval process have not applied for, do not currently hold, or in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards) issued by the Bank (“New Customers”).
  3. Each New Customer can enjoy the Extra Welcome Offer once during the Promotion Period. For the avoidance of doubt, if a New Customer has successfully applied for more than one New Card with the Bank by making multiple applications through DBS Card+, he/she will only be entitled to redeem the Extra Welcome Offer once in respect of all applications submitted during the Promotion Period.
  4. The Extra Welcome Offer will be awarded to the New Customers 1 month after the New Card was issued via the red “InstaRedeem” button of DBS Card+ upon completing single retail spending with New Card of HK$100 or above (“Eligible Spending”) and when that Eligible Spending is displayed on Timeline of DBS Card+. The New Customer can press the red button to off-set HK$100 of the payable amount for that Eligible Spending via the “InstaRedeem” function of DBS Card+. Reloads of e-Wallets (e.g. PayMe, WeChat Pay and Alipay) and retail transactions paid through e-Wallets (except Apple Pay, Google Pay or Samsung Pay) will not be considered as spending for pushing of the red “InstaRedeem” button.
  5. In order to enjoy the Extra Welcome Offer, New Customer is required to register for and activate a DBS Card+ account, and turn on the notification in the menu of DBS Card+ by selecting Setting > Push Notification > “InstaRedeem” before conducting the Eligible Spending.
  6. If the New Customer has not completed any Eligible Spending to enjoy the Extra Welcome Offer within 3 months after the New Card was issued (but should be 1 month after the issuance of New Card), he/she will be deemed to have forfeited the Extra Welcome Offer. The Bank will not make any special arrangements and any forms of compensation.
  7. The “InstaRedeem” amount as a Extra Welcome Offer cannot be enjoyed in conjunction with other “InstaRedeem” promotion offers offered by the Bank and the merchants.  If Existing Customer’s spending meets the requirements of other "InstaRedeem" promotion offer at the same time, the Bank has the right to determine which offer to be awarded in respect of that spending. When the spending has already been awarded under the Extra Welcome Offer, the same spending cannot be awarded again under other "InstaRedeem" promotions and vice versa. In case of any disputes, the Bank reserves the right of final decision.
  8. Extra Welcome Offer is not applicable for those New Customer who applied the New Card through DBS Card+ at our DBS Credit Card mobile promotion booth and has received the gift offered by DBS Credit Card mobile promotion booth.
  9. Entitlement to Extra Welcome Offer is subject to there being no abuse/non compliance by the New Customers, failing which the Bank will debit the value of the Extra Welcome Offer from the New Customers’ account without notice and/or take such action to recover any outstanding amounts.
  10. The Bank may change these terms and conditions and/or modify or terminate the Extra Welcome Offer. The Bank’s decision is final.
  11. The English version shall prevail if there is any inconsistency between the English and Chinese versions.