Terms and Conditions | DBS Personal Banking

“DBS X foodpanda Summer Sale up to 20% off InstaRedeem offer” Terms and Conditions

“DBS X foodpanda Summer Sale up to 20% off InstaRedeem offer” (“Promotion”) is applicable to the principal cardholders (“Cardholders”) of DBS Credit Cards and Co-branded Cards (excluding Private Label Cards and Business Cards) (“Applicable Credit Cards”) issued by DBS Bank (Hong Kong) Limited (the “Bank”). This Promotion is not applicable to supplementary cardholders.
The Promotion period runs from 3 July 2021 to 31 July 2021, both dates inclusive (“Promotion Period”).
Upon a single net spending of HK$250 or above in Hong Kong dollars for food delivery, pick-up service or grocery delivery with the Applicable Credit Card at foodpanda (“Merchant”) official website (www.foodpanda.com.hk) or its mobile app ("Eligible Transaction"), Cardholders shall be entitled to a 20% deduction (“Offer”) from the payable amount for that transaction through the Red "InstaRedeem" button revealed on that transaction after the transaction is posted and displayed in Timeline of DBS Card+ mobile application (“DBS Card+”). Maximum deduction is HK$70 per transaction. Each Card+ account can enjoy the Offer once.
To enjoy the Offer, Cardholders are required to install the DBS Card+ mobile application (“DBS Card+”) and completely register an DBS Card+ account, and turn on the notification in DBS Card+ setting > Push Notification > “InstaRedeem” before conducting any Eligible Transaction for participating in the Promotion. Cardholders must enjoy the Offer by 14 August 2021 23:59 (HKT); otherwise, it is considered to give up the Offer on its own. The time for posting of transaction and displaying the transaction on DBS Card+ Timeline will be depended on the merchant category, payment processing time of merchant or payment gateway.
The Offer is limited to the first 5,000 Eligible Transactions and is on first-come first-served basis until quota is full.
For the avoidance of doubt, the following types of transactions shall not be considered as Eligible Transactions:
1. Any transactions that are subject to cancellation, charge-back, return of goods and/or refund,
2. Any autopay, installment, unposted transactions, bill payment transactions or any other means as specified by the Bank from time to time;
3. Payment via eWallet (except for Apple Pay, Google Pay and Samsung Pay), all reloads of e-Wallet and Octopus Automatic Add-Value Service;
4. Any other type of transaction as determined by the Bank from time to time.
The Offer of this Promotion cannot be enjoyed in conjunction with the offer of other InstaRedeem promotions of the Bank. If Cardholder's Eligible Transaction has already been rewarded in other InstaRedeem promotion, he/she can no longer receive the Offer from this Promotion. In case of any disputes, the Bank reserves the right of final decision.
The Offer is only applicable to Cardholders whose Applicable Credit Card accounts are valid, not in default and in good standing (as determined by the Bank at its sole discretion) during the Promotion Period and when the Offer is issued. If the status of a Cardholder’s Applicable Credit Card account is not in good standing, the Bank reserves the right to disqualify the Cardholder from participating in the Promotion and/or enjoying the Offer.
The Offer entitled by Cardholders shall be determined by the Bank at its sole discretion based on the Bank’s record. Cardholders must retain the original transaction slips of any transactions. In case of any disputes, the Bank reserves the right to require Cardholders to submit the relevant original transaction slips, other documents or evidence for verification. The submitted transaction slips, documents and/or evidence will not be returned. If there is any discrepancy between the Bank’s record and Cardholder’s record of any transaction, the Bank’s record shall prevail.
Participation in the Promotion is subject to there being no abuse or non-compliance by the Cardholder, failing which the Bank will debit the values of the Offer from the Cardholder’s account without notice and/or take such action to recover any outstanding amounts.
The Bank is not the provider of any of the products and/or services herein and makes no representation or warranty in relation to the same. If there are defects or other disputes in respect of the products or services, the designated merchant shall be responsible.
The Bank may change these terms and conditions and/or modify or terminate the Promotion. The Bank’s decision is final.
The English version shall prevail if there is any inconsistency between the English and Chinese versions.

“DBS X foodpanda Buy 5 Get 1 Free Offer” Terms and Conditions

“DBS X foodpanda Buy 5 Get 1 Free Offer” (the “Promotion”) is applicable to the principal cardholders (“Cardholders”) of DBS Credit Cards and Co-branded Cards (excluding Private Label Cards and Business Cards) (“Applicable Credit Cards”) issued by DBS Bank (Hong Kong) Limited (the “Bank”). This Promotion is not applicable to supplementary cardholders.
The promotion period is from 1 February 2021 to 31 July 2021, both dates inclusive (“Promotion Period”).
To participate in the Promotion, Cardholders must download DBS Card+ mobile application (“DBS Card+”), successfully register DBS Card+ account and enable the “InstaRedeem” push notification of DBS Card+.
During the Promotion Period, Cardholders who complete a single transaction of HK$40 or above at foodpanda (“Merchant”) official website (www.foodpanda.com.hk) or its mobile app for food takeaway or grocery order (pandamart & foodpanda mall)with the Applicable Credit Card ("Eligible Transaction") will receive 1 stamp. The stamp will be displayed on the Timeline of DBS Card+. For every 5 stamps collected by the Cardholder, the next Eligible Transaction completed on foodpanda with the Applicable Credit Card and displayed on the Timeline of DBS Card+ will enclose a red button of HK$40 “InstaRedeem” amount (“Offer”). Cardholder can click the red button to use the Offer to off-set HK$40 of the amount payable for that spending. Cardholders must complete the 6 Eligible Transactions mentioned above within the same calendar month to enjoy the Offer.
Eligible Transactions completed via e-Wallets (including but not limited to Payme, Apple Pay, Google Pay and WeChat Pay, except AlipayHK) are not applicable to this Promotion.
Cardholder will only be awarded 1 stamp per day. Stamps collected within each calendar month during the Promotion Period cannot be carried forward to the next calendar month. All stamp record will be reset in each calendar month.
Cardholders must redeem the Offer earned in each calendar month on or before the 7th day of the next calendar month. When the red “InstaRedeem” button on the Timeline of DBS Card+ disappears after the deadline, Cardholders will be deemed to have forfeited the Offer. The Bank will not make any special arrangements and any forms of compensation.
Each DBS Card+ account can enjoy the Offer 3 times in each calendar month during the Promotion Period. The Offer entitled by the Cardholders shall be determined by the Bank at its sole discretion based on the Bank’s record. If there is any discrepancy between the record held by the Cardholders and that held by the Bank, the Bank’s record shall be conclusive and binding on the Cardholders.
Total 4,000 quota is set for the Offer to be issued per calendar month during the Promotion Period on a first-come, first-served basis. When the quota of a calendar month is full, the Bank will no longer issue any stamp in that calendar month.
The Offer of this Promotion cannot be enjoyed in conjunction with the offer of other InstaRedeem promotions of the Bank. If Cardholder's Eligible Transaction has already been rewarded in other InstaRedeem promotion, he/she can no longer receive the Offer from this Promotion. In case of any disputes, the Bank reserves the right of final decision.
Offer is only applicable to Cardholders whose Applicable Credit Card accounts are valid, not in default and in good standing (as determined by the Bank at its sole discretion) during the Promotion Period. If the status of a Cardholder’s Applicable Credit Card account is not in good standing, the Bank reserves the right to disqualify the Cardholder from participating in the Promotion and/or enjoying the Offer.
The Offer entitled by Cardholders shall be determined by the Bank at its sole discretion based on the Bank’s record. Cardholders must retain the original transaction slips of any transactions. In case of any disputes, the Bank reserves the right to require Cardholders to submit the relevant original transaction slips, other documents or evidence for verification. The submitted transaction slips, documents and/or evidence will not be returned. If there is any discrepancy between the Bank’s record and Cardholder’s record of any transaction, the Bank’s record shall prevail.
Participation in the Promotion is subject to there being no abuse or non-compliance by the Cardholder, failing which the Bank will debit the values of the Offer from the Cardholder’s account without notice and/or take such action to recover any outstanding amounts.
The Bank may change these terms and conditions and/or modify or terminate the Promotion. The Bank’s decision is final.
The English version shall prevail if there is any inconsistency between the English and Chinese versions.

“foodpanda mall/pandamart Weekly Limited-time Offer - Up to 25% off InstaRedeem Offer” Terms and Conditions

“foodpanda mall/pandamart Weekly Limited-time Offer - Up to 25% off InstaRedeem Offer” (“Promotion”) is applicable to the principal cardholders (“Cardholders”) of DBS Credit Cards and Co-branded Cards (excluding Private Label Cards and Business Cards) (“Applicable Credit Cards”) issued by DBS Bank (Hong Kong) Limited (the “Bank”). This Promotion is not applicable to supplementary cardholders.
The promotion period for this Offer is every Wednesday from 3 February 2021 to 28 July 2021, both dates inclusive (“Promotion Period”).

The Promotion Period runs as below:

Month	Date	Time
February	3rd, 10th, 17th, 24th February 2021	00:00-23:59 (Hong Kong Time)
March	3rd, 10th, 17th, 24th, 31st March 2021	00:00-23:59 (Hong Kong Time)
April	7th, 14th, 21st, 28th April 2021	00:00-23:59 (Hong Kong Time)
May	5th, 12th, 19th, 26th May 2021	00:00-23:59 (Hong Kong Time)
June	2nd, 9th, 16th, 23rd, 30th June 2021	00:00-23:59 (Hong Kong Time)
July	7th, 14th, 21st, 28th July 2021	00:00-23:59 (Hong Kong Time)

Upon a single net spending of HK$150 or above in Hong Kong dollars with the Applicable Credit Card on every Wednesday at foodpanda mall/pandamart’ (“Merchant”) official website (www.foodpanda.hk) or its mobile app ("Eligible Transaction"), Cardholders shall be entitled to a 25% deduction (“Offer”) from the payable amount for that Eligible Transaction through the Red "InstaRedeem" button revealed on that Eligible Transaction after the transaction is posted and displayed in Timeline of DBS Card+. Maximum deduction per transaction is HK$40 off.
To enjoy the Offer, Cardholders are required to install the DBS Card+ mobile application (“DBS Card+”) and completely register an DBS Card+ account, and turn on the notification in DBS Card+ setting > Push Notification > “InstaRedeem” for participating in the Promotion.

Cardholders must enjoy the Offer by designated dates. Otherwise, it is considered to give up the Offer on its own. The time for posting of transaction and displaying the transaction on DBS Card+ Timeline will be depended on the merchant category, payment processing time of merchant or payment gateway. Designated dates as below:

Month of Eligible Transaction	Designated Date and Time of Offer redemption
February	Before 7 March 2021 23:59 (Hong Kong Time)
March	Before 7 April 2021 23:59 (Hong Kong Time)
April	Before 7 May 2021 23:59 (Hong Kong Time)
May	Before 7 June 2021 23:59 (Hong Kong Time)
June	Before 7 July 2021 23:59 (Hong Kong Time)
July	Before 7 August 2021 23:59 (Hong Kong Time)

The Offer is limited to the first 1,800 Eligible Transactions per month and is on first-come first-served basis until quota is full. Each Card+ account can enjoy the Offer up to two times per month during Promotion Period.
For the avoidance of doubt, the following types of transactions shall not be considered as Eligible Transactions:
1. Any transactions that are subject to cancellation, charge-back, return of goods and/or refund,
2. Any autopay, installment, unposted transactions, bill payment transactions or any other means as specified by the Bank from time to time;
3. Payment via eWallet (including but not limited to Payme, Apple Pay, Google Pay and WeChat Pay, except AlipayHK), all reloads of e-Wallet and Octopus Automatic Add-Value Service;
4. Any other type of transaction as determined by the Bank from time to time.
The Offer of this Promotion cannot be enjoyed in conjunction with the offer of other InstaRedeem promotions of the Bank. If Cardholder's Eligible Transaction has already been rewarded in other InstaRedeem promotion, he/she can no longer receive the Offer from this Promotion. In case of any disputes, the Bank reserves the right of final decision.
The Offer is only applicable to Cardholders whose Applicable Credit Card accounts are valid, not in default and in good standing (as determined by the Bank at its sole discretion) during the Promotion Period. If the status of a Cardholder’s Applicable Credit Card account is not in good standing, the Bank reserves the right to disqualify the Cardholder from participating in the Promotion and/or enjoying the Offer.
The Offer entitled by Cardholders shall be determined by the Bank at its sole discretion based on the Bank’s record. Cardholders must retain the original transaction slips of any transactions. In case of any disputes, the Bank reserves the right to require Cardholders to submit the relevant original transaction slips, other documents or evidence for verification. The submitted transaction slips, documents and/or evidence will not be returned. If there is any discrepancy between the Bank’s record and Cardholder’s record of any transaction, the Bank’s record shall prevail.
Participation in the Promotion is subject to there being no abuse or non-compliance by the Cardholder, failing which the Bank will debit the values of the Offer from the Cardholder’s account without notice and/or take such action to recover any outstanding amounts.
The Bank is not the provider of any of the products and/or services herein and makes no representation or warranty in relation to the same. If there are defects or other disputes in respect of the products or services, the designated merchant shall be responsible.
The Bank may change these terms and conditions and/or modify or terminate the Promotion. The Bank’s decision is final.
The English version shall prevail if there is any inconsistency between the English and Chinese versions.

General Terms and Conditions for DBS Credit Card Offers

Unless otherwise specified, the promotion offers published in this webpage ("Offers") are only applicable to the cardholders of DBS Credit Cards, DBS Co-branded Cards and DBS COMPASS VISA (excluding Business Card and Private Label Card) (“Applicable Credit Cards”) issued by DBS Bank (Hong Kong) Limited (the “Bank”) (“Cardholders”).
To enjoy the Offers, Cardholders are required to settle payment with the Applicable Credit Cards.
For Cardholders holding DBS Black American Express^® Card, Offers are applicable to them only at merchants’ outlets (either physical or online) accepting American Express^® Card for payment.
Certain Offers are not valid on public holidays, eves of public holidays, festive days, eves of festive days and black-out days as designated by the merchants. Please contact the respective merchants for details.
Cardholders should confirm the Offers with the respective merchants before payment. Unless otherwise specified, the Offers are only applicable to the respective merchant outlets in Hong Kong.
Unless otherwise specified, the Offers are applicable to regular-priced items only and not applicable to fixed-priced, discounted, consignment, promotional, festive and designated items/services. The Offers cannot be used in conjunction with other promotional offers or discounts, coupons or membership offers.
Advance appointment with mentioning of using the Offers during reservation may be required for specific merchants. Please call the respective merchants for details in advance.
Unless otherwise specified, the Offers related to dining are not applicable to take-away items, set menu, discounted dishes, room services, meetings, private functions, banquets, catering services, happy hours, charge for tea and condiments and 10% service charge.
All products and services are subject to availability while stocks last.
The prices of all products and services published in this webpage are for reference only. No notice will be made should there be any changes.
The Bank is not the supplier of the products/services or the description, photos or reference prices (if any) in relation to the products/services published in this webpage (which are intended to be for reference only). Any enquiry, claim or complaint in relation to the quality or availability of the products/services or the accuracy of any of the aforementioned information contained in this webpage shall be directed to the relevant merchants. The Bank shall assume no liability in respect thereof.
The Bank will not accept any liability for any loss incurred by Cardholders should the respective merchants refuse to provide the Offers.
Besides these terms and conditions, each Offer is subject to specific terms and conditions applicable to it.
A person who is not a party to these terms and conditions may not enforce any of their terms under the Contracts (Rights of Third Parties) Ordinance (Cap 623 of the Laws of Hong Kong).
The Bank and the respective merchants may change these terms and conditions and/or modify or terminate the Offers. The Bank’s and the respective merchant’s decision are final.
The English version shall prevail if there is any inconsistency between the English and Chinese versions.