|Spending at travel merchant (A)||Converted at DBS$1 = HK$1.25
|DBS$ required for fully set off the amount payable (round down to integer) (B)||Converted to HK$
|Amount credited into the Credit Card account* (C)|
* After the adjustment of decimal places, under certain circumstances, Cardholders may not be able to fully set off the amount payable for the spending.
|Spending at travel merchants||DBS$ used (A)||Converted at DBS$1 = HK$1.25
|Spending set off (B)|