“DBS Credit Card Designated Entertainment Merchants InstaRedeem 20% off Offer” Terms and Conditions

1. “DBS Credit Card Designated Dining and Entertainment Merchants InstaRedeem 20% off Offer” (“Promotion”) is applicable to the principal cardholders (“Cardholders”) of DBS Credit Cards and Co-branded Cards (excluding Private Label Cards and Business Cards) (“Applicable Credit Cards”) issued by DBS Bank (Hong Kong) Limited (the “Bank”). This Promotion is not applicable to supplementary card cardholders and not applicable to those Cardholders who choose to participate in DBS$ Cash Rebate Scheme under the DBS$ Reward Scheme.
2. Promotion period starts from 1 April 2020 to 31 May 2020, both dates inclusive (“Promotion Period”).
3. Before conducting any spending, Cardholders are required to install the DBS Omni mobile application and complete the registration and confirmation of the DBS Omni account. Also, Cardholders are required to enable the notification in DBS Omni setting > Push Notification > “InstaRedeem” for participating in the Promotion.
4. Cardholders who spend at Entertainment merchants (“Designated Merchants”) during Promotion Period with Applicable Credit Card can enjoy the offer of InstaRedeem 20% off by adopting a conversion rate of DBS$1/$1 COMPASS Dollar to HK$1.25 (“Offer”) through the Red “InstaRedeem” button of DBS Omni displayed in the Timeline function of DBS Omni after the spending is posted. Entertainment merchants for example: cinema, theatre, Video/Music streaming subscription service. Definition of the spending at entertainment merchants is determined by the Bank at its sole discretion.
5. All spending at Designated Merchants will be counted based on the post date of transaction during Promotion Period. And Cardholders should enjoy the Offer through the Red “InstaRedeem” button of DBS Omni by 14 June 2020, otherwise Offer will be forfeited without prior notice.
6. Since DBS$/COMPASS Dollar are in integral, if a Cardholder would like to fully set off the amount payable for spending at the Designated Merchant, the Bank will first round down the required DBS$/COMPASS Dollar to the nearest integer, then convert it into HK$ amount at the rate of DBS$1/$1 COMPASS Dollar to HK$1.25. If the converted HK$ amount has decimal places, the Bank will round up the amount to the nearest integer and credit the amount into the Applicable Credit Card account. For avoidance of doubt, please refer to the below calculation of B and C in the illustration using DBS$/COMPASS Dollar for reference:

   	Spending at Designated Merchant (A)	Converted at DBS$1/$1 COMPASS Dollar = HK$1.25 A÷1.25	DBS$/COMPASS Dollar required for fully set off the amount payable (round down to integer) (B)	Converted to HK$ B×1.25	Amount credited into the Credit Card account* (C)
   Example 1	HK$643.50	DBS$/COMPASS Dollar 514.80	DBS$/COMPASS Dollar 514	HK$642.50	HK$643
   Example 2	HK$895.20	DBS$/COMPASS Dollar 716.16	DBS$/COMPASS Dollar 716	HK$895.00	HK$895
   Example 3	HK$400.00	DBS$/COMPASS Dollar 320.00	DBS$/COMPASS Dollar 320	HK$400.00	HK$400

   * After the adjustment of decimal places, under certain circumstances, Cardholders may not be able to fully set off the amount payable for the spending.

7. Besides fully set off the amount payable for spending at Designated Merchant, Cardholders can also choose to use DBS$/COMPASS Dollar to set off part of it. In calculating the HK$ amount that can be set off, the amount will be rounded up to the nearest integer. For avoidance of doubt, please refer to the below calculation of B and C in the illustration using DBS$/COMPASS Dollar for reference:

   	Spending at Designated Merchants	DBS$ / COMPASS Dollar used (A)	Converted at DBS$1/ $1 COMPASS Dollar = HK$1.25 A×1.25	Spending set off (B)
   Example 1	HK$643.50	DBS$/COMPASS Dollar 200	HK$250.00	HK$250
   Example 2	HK$895.20	DBS$/COMPASS Dollar 355	HK$443.75	HK$444
   Example 3	HK$400.00	DBS$/COMPASS Dollar 60	HK$75.00	HK$75

8. Offer is only applicable to Cardholders whose Applicable Credit Card accounts are valid, not in default and in good standing (as determined by the Bank at its sole discretion) during the Promotion Period. If the status of a Cardholder’s Applicable Credit Card account is not in good standing, the Bank reserves the right to disqualify the Cardholder from participating in the Promotion and/or enjoying the Offer.
9. A person who is not a party to these Terms and Conditions may not enforce any of their terms under the Contracts (Rights of Third Parties) Ordinance (Cap 623 of the Laws of Hong Kong).
10. Participation in the Promotion is subject to there being no abuse or non-compliance by the Cardholder, failing which the Bank will debit the values of the Offer from the Cardholder’s account without notice and/or take such action to recover any outstanding amounts.
11. The Bank may change these terms and conditions and/or modify or terminate the Promotion. The Bank’s decision is final.
12. The English version shall prevail if there is any inconsistency between the English and Chinese versions.

 

General Terms and Conditions for DBS Credit Card Offers

1. Unless otherwise specified, the promotion offers published in this webpage ("Offers") are only applicable to the cardholders of DBS Credit Cards, DBS Co-branded Cards and DBS COMPASS VISA (excluding Business Card and Private Label Card) (“Applicable Credit Cards”) issued by DBS Bank (Hong Kong) Limited (the “Bank”) (“Cardholders”).
2. To enjoy the Offers, Cardholders are required to settle payment with the Applicable Credit Cards.
3. For Cardholders holding DBS Black American Express^® Card, Offers are applicable to them only at merchants’ outlets (either physical or online) accepting American Express^® Card for payment.
4. Certain Offers are not valid on public holidays, eves of public holidays, festive days, eves of festive days and black-out days as designated by the merchants. Please contact the respective merchants for details.
5. Cardholders should confirm the Offers with the respective merchants before payment. Unless otherwise specified, the Offers are only applicable to the respective merchant outlets in Hong Kong.
6. Unless otherwise specified, the Offers are applicable to regular-priced items only and not applicable to fixed-priced, discounted, consignment, promotional, festive and designated items/services. The Offers cannot be used in conjunction with other promotional offers or discounts, coupons or membership offers.
7. Advance appointment with mentioning of using the Offers during reservation may be required for specific merchants. Please call the respective merchants for details in advance.
8. Unless otherwise specified, the Offers related to dining are not applicable to take-away items, set menu, discounted dishes, room services, meetings, private functions, banquets, catering services, happy hours, charge for tea and condiments and 10% service charge.
9. All products and services are subject to availability while stocks last.
10. The prices of all products and services published in this webpage are for reference only. No notice will be made should there be any changes.
11. The Bank is not the supplier of the products/services or the description, photos or reference prices (if any) in relation to the products/services published in this webpage (which are intended to be for reference only). Any enquiry, claim or complaint in relation to the quality or availability of the products/services or the accuracy of any of the aforementioned information contained in this webpage shall be directed to the relevant merchants. The Bank shall assume no liability in respect thereof.
12. The Bank will not accept any liability for any loss incurred by Cardholders should the respective merchants refuse to provide the Offers.
13. Besides these terms and conditions, each Offer is subject to specific terms and conditions applicable to it.
14. A person who is not a party to these terms and conditions may not enforce any of their terms under the Contracts (Rights of Third Parties) Ordinance (Cap 623 of the Laws of Hong Kong).
15. The Bank and the respective merchants may change these terms and conditions and/or modify or terminate the Offers. The Bank’s and the respective merchant’s decision are final.
16. The English version shall prevail if there is any inconsistency between the English and Chinese versions.