“3 Free Trials for Flexi Shopping” Terms and Conditions:

  1. Promotional period of 3 Free Trials for Flexi Shopping ("Promotion") already stated/printed as above (both dates inclusive) ("Promotion Period").
  2. During the Promotion Period, new DBS credit card customers who successfully apply for Flexi Shopping Programme with 6 months instalment period via DBS Omni mobile application (“DBS Omni”) during Promotion Period (“Eligible Transaction”) AND who did not successfully apply Flexi Shopping Programme and/or did not have any Flexi Shopping Programme instalment from 1 April 2019 – 13 February 2020 (“Eligible Customers”) can enjoy a full handling fee rebate (“Fee Rebate”). Fee Rebate is only applicable to the first 3 Eligible Transactions during Promotion Period. New DBS Credit Card customer refers to the principal cardholder of DBS Credit Card and Co-branded Cards (excluding Business Card and Private Label Card) (“Applicable Credit Cards”) issued by DBS Bank (Hong Kong) Limited (the “Bank”) who is the first time to apply the Applicable Credit Card in last 12 months.
  3. The Promotion cannot be used in conjunction with the " Flexi Shopping 6 Months Free-interest Instalment for Tax Payment Promotion " and “Free Trial for Flexi Shopping 6 Months Interest-Free Instalment”.
  4. Fee Rebate will be rebated to the Eligible Customers through InstaRedeem at the time the first instalment of the Eligible Transaction (“First Instalment”) is charged to the Applicable Credit Card account. When the First Instalment is charged and displayed on Timeline of DBS Omni, Eligible Customers will receive an InstaRedeem push notification with an amount equal to the one-off handling fee payable for the Eligible Transaction (“Handling Fee InstaRedeem”). Eligible Customers can use Handling Fee InstaRedeem to set off the one-off handling fee payable for such Eligible Transaction. In order to receive Handling Fee InstaRedeem, InstaRedeem push notification of DBS Omni must be enabled.
  5. Handling Fee InstaRedeem must be used within 3 months after the end of Promotion Period (“Valid Period”). Unused Handling Fee InstaRedeem after the Valid Period will be forfeited. The Bank will not make any special arrangements and any forms of compensation.
  6. For the purpose of this Promotion, since only Eligible Customers who choose to participate in DBS$ Redemption Scheme under the DBS$ Reward Scheme are able to use the InstaRedeem function of DBS Omni, Eligible Customers who choose the DBS$ Cash Rebate Scheme under the DBS$ Reward Scheme or Eligible Customers who change his/her spending reward to DBS$ Cash Rebate Scheme during the Promotion Period are not entitled to the Handling Fee InstaRedeem. The Bank will not make any special arrangements to rebate the handling fee to such Eligible Customers.
  7. The Fee Rebate is only applicable to the Eligible Customers whose Applicable Credit Card accounts are valid, not in default and in good standing (as determined by the Bank at its sole discretion) during the Promotion Period and when the Handling Fee InstaRedeem is issued. If the status of a Eligible Customer’s Applicable Credit Card account is not in good standing, the Bank reserves the right to stop issuing the Fee Rebate to the relevant Eligible Customer.
  8. Entitlement of the Fee Rebate is subject to there being no abuse or non-compliance by the Eligible Customers, failing which the Bank will debit the values of the Fee Rebate from the Eligible Customers’ Applicable Credit Card account without notice and/or take such action to recover any outstanding amounts.
  9. Flexi Shopping Programme is bound by Terms and Conditions for Flexi-Shopping Programme, for details, please refer to https://cards.dbs.com.hk/en/flexishopping/TNC.html
  10. A person who is not a party to these terms and conditions may not enforce any of their terms under the Contracts (Rights of Third Parties) Ordinance (Cap 623 of the Laws of Hong Kong).
  11. The Bank may change these terms and conditions and/or modify or terminate the Promotion. The Bank’s decision is final.
  12. The English version shall prevail if there is any inconsistency between the English and Chinese versions.