“Flexi Shopping 6 Months Free-interest Instalment for Tax Payment Promotion” Terms and Conditions:

  1. “Flexi Shopping 6 Months Free-interest Instalment for Tax Payment Promotion ” (“Promotion”) is only applicable to the principal cardholders (“Cardholders”) of DBS Credit Card and Co-branded Cards (excluding Business Card and Private Label Card) (“Applicable Credit Cards”) issued by DBS Bank (Hong Kong) Limited (the “Bank”).
  2. The Promotion runs from 20 November 2019 to 31 December 2019, both dates inclusive (“Promotion Period”).
  3. The first 1,000 Cardholders who apply for the Flexi Shopping Programme to convert a tax payment transaction amounted to HK$30,000 above into an instalment transaction to be repaid over a period of 6 months (“Eligible Transaction”) via DBS Omni mobile application (“DBS Omni”) during the Promotion Period can enjoy full handling fee rebate (“Fee Rebate”). Fee Rebate is only applicable to the first Eligible Transaction during Promotion Period. Each eligible Cardholder can only enjoy the Fee Rebate once.
  4. Fee Rebate will be rebated to the eligible Cardholder through InstaRedeem at the time the first instalment of the Eligible Transaction (“First Instalment”) is charged to the Applicable Credit Card account. When the First Instalment is charged and displayed on Timeline of DBS Omni, eligible Cardholder will receive an InstaRedeem push notification with an amount equal to the one-off handling fee payable for the Eligible Transaction (“Handling Fee InstaRedeem”). Eligible Cardholder can use Handling Fee InstaRedeem to set off the one-off handling fee payable for such Eligible Transaction. In order to receive Handling Fee InstaRedeem, InstaRedeem push notification of DBS Omni must be enabled.
  5. Handling Fee InstaRedeem must be used on or before 29 February 2020. Unused Handling Fee InstaRedeem will be forfeited. The Bank will not make any special arrangements and any forms of compensation.
  6. In the case of DBS Credit Card and Co-branded Cards, since only Cardholders who choose to participate in DBS$ Redemption Scheme are able to use the InstaRedeem function of DBS Omni, Cardholders who chose the DBS$ Cash Rebate Scheme or Cardholders who changed his/her spending reward to DBS$ Cash Rebate Scheme during the Promotion Period are not entitled to the Handling Fee InstaRedeem, the Bank will not make any special arrangements to rebate the handling fee to such Cardholders.
  7. The Handling Fee InstaRedeem is only applicable to Cardholders whose Applicable Credit Card accounts are valid, not in default and in good standing (as determined by the Bank at its sole discretion) during the Promotion Period and when the Handling Fee InstaRedeem is issued. If the status of a Cardholder’s Applicable Credit Card account is not in good standing, the Bank reserves the right to stop issuing the Handling Fee InstaRedeem to the relevant Cardholder.
  8. Flexi Shopping is bound by Terms and Conditions for Flexi-Shopping Programme, for details, please refer to https://cards.dbs.com.hk/en/flexishopping/TNC.html
  9. Participation in the Promotion is subject to there being no abuse / non compliance by the Cardholder, failing which the Bank will debit the value of the Handling Fee InstaRedeem from the Cardholder’s Applicable Credit Card account without notice and/or take such action to recover any outstanding amounts.
  10. A person who is not a party to these terms and conditions may not enforce any of their terms under the Contracts (Rights of Third Parties) Ordinance (Cap 623 of the Laws of Hong Kong).
  11. The Bank may change these terms and conditions and/or modify or terminate the Promotion. The Bank’s decision is final.
  12. The English version shall prevail if there is any inconsistency between the English and Chinese versions.