DBS Credit Card “Refer-a-Friend” Program Terms and Conditions

1. DBS Card “Refer-a-Friend” Program (“Promotion”) runs from 28 February 2022 to 30 April 2022 (both days inclusive) (“Promotion Period”).
2. To be eligible to participate in the Promotion as referrer (the “Referrer”), he/she must be a principal cardholder (“Cardholder”) of DBS Credit Card or DBS Co-branded Cards (excluding Business Card and Private Label Card) (“Applicable Credit Card”) issued by DBS Bank (Hong Kong) Limited (the “Bank”).
3. The Referrer is eligible for the referral reward under the Promotion (“Referral Reward”, as stated in clause 7 below) if ALL the following conditions are fulfilled:
   I. The Referrer completes the following registration within the Promotion Period with his/her Applicable Credit Card successfully via DBS Card+ mobile application (”DBS Card+”): i. register DBS Card+ membership (for those Cardholders who are already with DBS Card+ membership may skip step i. and go to step ii. Directly), and ii. Register for the Promotion, to enable his/her Applicable Credit Card account to be eligible for this Promotion.
   II. The Referrer will be given a registration reference number and unique referral application link for the particular Applicable Credit Card (“Referral Application Link”) upon successful registration. The Referrer refers a person (“Referee”) through Facebook or WhatsApp to successfully apply for DBS Live Fresh Card, DBS COMPASS VISA, DBS Black World Mastercard or DBS Eminent Card (“New Card”) via the Referral Application Link during the Promotion Period and submit all supporting documents required by the Bank within 7 days from the date of application, and the Referee activates the New Card within one month from the date of card approval (“Successful Referral”). The Referee must be a new customer (“New Customer”). New Customer shall mean applicants who, during the New Card approval process have not applied for, do not currently hold, or in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit card (including Co-branded Cards) issued by the Bank.
4. Each Applicable Credit Card account can only be registered once during the Promotion Period.
5. The Referrer must ensure that the Referee welcomes this Promotion before sharing with him/her the Promotion’s information. The Bank is not the sender of the information to any referee and will not assume any responsibility thereon.
6. Credit card approval is confidential information that the Bank cannot disclose the approval status of Referee.
7. Referral Reward:
   I. When the Referrer recommends 2 or above Referees to apply for New Card successfully during the promotion period, Referrer is entitled to one set of DBS COMPASS VISA Mahjong (Limited Edition) – Black or DBS COMPASS VISA Mahjong (Vintage Edition) – Gold (“Gift”).
   II. The Bank will notify the Referrer who have met the referral requirement to redeem the Gift by push notification of DBS Card+ within 3 months after the Promotion Period, please check the notification in DBS Card+ inbox. Referrer are required to present the Application Credit Card which has been registered the Promotion and the notification in DBS Card+ at the designated redemption center within 1 month from receiving the push notification to redeem the Gift, otherwise, the Gift will be deemed to be forfeited. 
   III. The Referrer could choose either DBS COMPASS VISA Mahjong Set (Limited Edition) – Black or DBS COMPASS VISA Mahjong Set (Vintage Edition) – Gold at the designated redemption center. However, the number of each Gift is limited, if the individual Gift is out of stock, the redemption center will provide another Gift. (e.g., If the DBS COMPASS VISA Mahjong Set (Limited Edition) – Black is out of stock, the redemption center will provide DBS COMPASS VISA Mahjong Set (Vintage Edition) – Gold to Referrer.)
   IV. The Bank shall have the sole discretion in determining Referrer’s eligibility to enjoy the Gift.
8. Referrer and Referee cannot be the same person.
9. If a Referee is referred to the Bank by more than one Referrers and the Referee successfully opens a New Card account, only the relevant Referrer of the first submission of Referee’s application (as determined in accordance with the Bank’s records) will be eligible for the Referral Reward.
10. Any person’s Facebook accounts and/or WhatsApp contact numbers used for receiving the Referral Application Link shared by the Referrer will not be transferred to the Bank through the Referrer.
11. Participation in the Promotion is subject to there being no abuse/non-compliance by the Referrer, failing which the Bank will debit the values of the Referral Reward from the Referrer’s account without notice and/or take such action to recover any outstanding amounts.
12. The Bank is not the supplier of the Gift or the description, photos or reference price (if any) in relation to the Gift published in our marketing materials (which are intended to be for reference only). Any enquiries, claims or complaints in relation to the quality or availability of the Gift or the accuracy of any of the aforementioned information contained in the marketing materials shall be directed to the relevant supplier. The Bank shall assume no liability in respect thereof.
13. The Bank may change these terms and conditions and/or modify or terminate the Promotion. The Bank’s decision is final.
14. The English version shall prevail if there is any inconsistency between the English and Chinese versions.