Funds Transfer Cut-Off Time

For Funds Transfer to My DBS Account & Other DBS Account

  Currency Submission Time of Instruction To be processed by
Between Wealth Management Accounts Same Currency Sun – Fri 00:00 – 21:59 Real time*
22:00 – 23:59 Next day
Sat 00:00 – 17:59 Real time*
18:00 – 23:59 Next day
Currency Exchange Sun – Fri 00:00 – 21:59 Real time*
22:00 – 23:59 Next day
Sat 00:00 – 17:59 Real time*
18:00 – 23:59 Next day
Between Wealth Management Accounts & Banking Accounts# Same Currency Mon - Fri


Sat - Sun & Public Holidays
00:00 – 08:59
09:00 - 21:00
21:01 - 23:59
00:00 - 23:59
After 9:00am on the same day
Real time*
Next bank business day
Next bank business day
Currency Exchange Mon – Fri^ 09:00 – 21:00^ Real time*
Between Banking Accounts# Same Currency Mon - Sun 00:00 - 23:30
23:31 - 23:59
Real time*
Within 30 minutes
Currency Exchange Mon - Sun 00:00 - 23:30
23:31 - 23:59
Real time*
Within 30 minutes

#“Banking Accounts” are Savings Account, Current Account, Save & Cheque Account, Multi-Currency Savings Account.
^On Mon-Fri 00:00-08:59, 21:01-23:59, Sat-Sun & Public Holidays, currency exchange service between Wealth Management Accounts & Banking Accounts is not available.
*An instruction placed before the relevant cut-off time will be processed instantly in general. However, the crediting of funds may vary depending on the cut-off time and local public holiday. When the transaction is completed, customer will receive a notification via SMS.

For Funds Transfer to Other Local Recipients

  Submission Time of Instruction To be processed by Funds to be received
Transfer Now (via Faster Payment System) Mon - Sun 24 hours Real time* Real time*

* The exact timing of crediting funds to recipient's account will be subject to the operation of recipient bank.