Working Capital


Enjoy greater flexibility with immediate access to funding

Access funds quickly and easily with a DBS Overdraft facility. This revolving line of credit is a low-cost financing solution that is easy to manage and frees up cash that can be invested back into the business.


Why choose DBS Overdraft?

  • Access additional funds immediately when you need them most with preferential interest rates
  • Manage your costs easily. You only incur interest charges when you actually use the facility
  • Customise your repayment terms to suit your needs
  • Manage your finances easily with IDEAL, our online banking platform


How is my overdraft secured?

Your overdraft may be secured or unsecured. Eligible securities that may be considered include properties and fixed deposits.

Do I need to have an account with DBS in order to use my overdraft facility?

Yes, you will need a DBS Business Account. Please refer to our DBS Business Account page for more details.

How will I know if my application has been approved?

A Relationship Manager will be assigned to you and will contact you to arrange for the necessary documents required to facilitate the term loan.

Please call us at 2290 8068 for more information and if you need assistance.


How do I apply?

Please contact your Relationship Manager or call DBS Business Care at 2290 8068 and we will arrange for a product specialist to speak with you.

Get in Touch

DBS BusinessCare: 2290 8068

Get in Touch

DBS BusinessCare: 2290 8068