Personal Loans

Cashline Revolving Loan

Your credit limit will be restored automatically upon repayment and you can redraw your paid amount whenever necessary.

 
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Features

  • Interest charged daily on outstanding balance
  • No handling fee
  • No fixed repayment period
  • No need to re-apply for the revolving credit
  • Preferential interest rates as low as P-2.5%
  • High loan amount up to HK$800,000 or 8x monthly salary (whichever is lower)

With Cashline Revolving Loan, interest is charged on a daily basis, ideal for short term cash need. Credit limit is automatically restored upon each repayment without re-applying. Make withdrawals and repayments at any time while enjoying the flexibility and great savings on interest.

  • Wedding Expenditure
  • Short Term Cash Need

How much is the daily interest?

Loan Amount(HK$):




 
Please submit photocopies of the following documents in order to facilitate your application. Documents supplied, including this application, will not be returned.
 

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Eligibility

  • Applicants must be a Hong Kong Resident aged 18 or above with a minimum annual income of HK$80,000

How to Apply

  • Find out the latest promotion and apply online!
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  • Call Personal Loans Hotline at (852) 2290 8118
  • Apply via DBS Loans App
     
      
Remarks
  1. Promotion Period of the preferential interest rate ends on the statement date of the 4th monthly statement.
  2. In case of any late repayment, the interest rate will automatically be switched to the corresponding interest rate of the 5th month onwards plus 5% per annum surcharge commencing on the late repayment date.
  3. The Prime Rate ("P") is the Hong Kong Dollar Prime Rate of DBS Bank (Hong Kong) Limited (the "Bank"). The Prime Rate of the Bank is 5.25% as of 30 April 2012. The Annualised Percentage Rate ("APR") is calculated in accordance with the guidelines issued in respect of the Code of Banking Practice. The interest rate will vary whenever the Prime Rate of the Bank changes. Interest is calculated on the basis of a 365-day year.
  4. Preferential interest rate of P-2.5% for the first 4 months of revolving credit line is only eligible to new customer for Cashline Revolving Loan (“Cashline”). New customers are defined as persons who are not holders of Cashline account prior to the account opening date of the Cashline account. First 4 months offer period starts from the account open date of Cashline account and ends on the statement date 4 months after the start date.
  5. An annual fee will be levied for Cashline Account. The 1st year annual fee will be waived and from the 2nd year onwards, 1.5% of the revolving loan amount (minimum HK$200) will be levied per annum.
  6. One minute approval result is applicable to applications via the Bank’s website and DBS Loans App on Monday to Friday 9am – 12 midnight, Saturday 9am – 1pm and 2pm to 10pm, Sunday noon to 9pm. Customers apply in timeslot that is not mentioned above, we will contact you to follow up your application in next working day. The Bank may request particular customers to visit the branch for identity verification.
  7. The approval of the final interest rate and loan amount is subject to the financial condition of customer. The Bank has the absolute discretion in approving the Cashline Account.
  8. If there is any inconsistency or conflict between the English and Chinese versions, the English version shall prevail.
Personal Information Collection (PIC)
DBS Bank (Hong Kong) Limited safeguards your data in accordance with applicable Hong Kong laws. We only use the data we collect in accordance with our Data Policy which explains the data collection purposes, the persons to whom we may transfer data, your data access and correction rights and how you may contact our Data Protection Officer.
 
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The downloading and/or use of the Quick Response Code Reader ("QR Code Reader") is entirely at your sole discretion. The Bank shall not be held liable in any way for any loss (including loss of data) you suffered arising from or in connection with your downloading and/or use of the QR Code Reader.