FX and Cash Management

Currency Linked Investments

This is a dual currency investment that involves a currency option, giving you potential opportunity to earn an enhanced yield based on your view of the movements of the exchange rate in the future and the risk undertaken.

Currency Linked Investments

The product may not be suitable for all types of investors. For more information on the features, benefits and risks of this type of investment, please contact your Relationship Manager.

Key Features

  • Tailored to your choice of currency pairs, strike rate and tenor
  • Potentially earn higher returns on the principal amount invested with the risks undertaken
  • Choose your investment tenors ranging from 1 week to 6 months

A Currency Linked Investment is a dual currency investment involving a currency option which confers on DBS the right to repay the principal amount and interest at maturity in either the deposit or the linked currency, regardless of your preference. All or part of the interest received on the Currency Linked Investment represents the premium on the currency option. Currency Linked Investment are subject to foreign exchange fluctuations, which may affect the return of your investment. Exchange controls may also be applicable to the currencies your investment is linked to. You may incur a loss on your principal sum in comparison with the base amount initially invested.

Important Notes

DBS Bank (Hong Kong) Limited is not your investment adviser or acting in any fiduciary capacity to you. The above information is not and shall not be considered as investment advice. It does not constitute any offer or solicitation of offer to subscribe, transact or redeem any investment product. Investment involves risk. Past performances are not indicative of future performances. You should not rely on the above information alone to make any investment decision. You should carefully read the product offering documentation for detailed product information and risk factors prior to making any investment. If you have any doubt on this material or any product offering documentation, you should seek independent professional advice.

Investment in this product is subject to the credit risk of the Bank. Currency Linked Investments (“the Product”) is a structured product involving derivatives. The investment decision is yours but you should not invest in the Product unless DBS Bank (Hong Kong) Limited has explained to you that the Product is suitable for you having regard to your financial situation, investment experience and investment objectives.

The Product is NOT principal protected and is NOT protected by the Deposit Protection Scheme in Hong Kong. The Product is different from traditional time deposit and should not be treated as their substitution.

The risk of loss in the product can be substantial. Such loss may offset the interest earned on the deposit and may even result in losses in the principal amount of the deposit, especially where the underlying currency experiences depreciation or weakens during the deposit period. You must be prepared to risk the interest that they might otherwise have earned on money invested as deposit. Investment in this product is subject to the credit risk of the Bank.