“DBS COMPASS VISA x Taobao® Marketplace 3% COMPASS Dollar rebate” Promotion Terms and Conditions:

1. “DBS COMPASS VISA x Taobao® Marketplace 3% COMPASS Dollar rebate” Promotion (“Promotion”) is only applicable to the Principle Cardholders (“Cardholders”) of DBS COMPASS VISA (“Applicable Credit Card”) issued by DBS Bank (Hong Kong) Limited (the “Bank”, which expression shall include its successors and assigns).
2. The promotion period is from 20 July 2016 to 31 December 2016, both dates inclusive (“Promotion Period”).
3. Cardholders who complete eligible spending (“Eligible Spending”) at Taobao® Marketplace (www.taobao.com) (“Merchant”) during Promotion Period will be entitled to 3% COMPASS Dollar Rebate (“Reward”), which include the basic 0.4% COMPASS Dollar rebate which is calculated based on COMPASS Card Reward Scheme (“Basic Reward”), and extra 2.6% COMPASS Dollar rebate (“Extra Reward”).
4. When completing the Eligible Spending, Cardholder can only be entitled to one of the Extra Rewards under this Promotion or the “CV+ Online Spending Extra Reward”(if applicable), but cannot enjoy both rewards.
5. Only the first HK$1,000 Eligible Transaction in each calendar month during Promotion Period is entitled to the Extra Reward per Applicable Credit Card account.
6. Basic Reward will be credited to Applicable Credit Card account automatically after the transaction(s) is/are posted and be shown in monthly statement. Extra Reward will be credited to Applicable Credit Card account within 3 months after each Calendar Month and be shown in monthly statement.
7. If there is a supplementary card under the Applicable Credit Card account, Eligible Transactions conducted under the supplementary card will be deemed as Eligible Transactions conducted under the principal card account.
8. Unless otherwise specified, the offer cannot be used in conjunction with other promotional offers or discounts, coupons or membership offers. Reward cannot be transferred and exchanged for cash, credit limit as well as other goods or services.
9. The Reward entitled by Cardholders under the Promotion shall be determined by the Bank at its sole discretion based on the Bank’s record. If there is any discrepancy between the record held by Cardholders and that held by the Bank, the Bank’s record shall be conclusive and binding on the Cardholders.
10. Any fraud and/or abuse of the Promotion by any person (as determined by the Bank at its sole discretion) will result in forfeiture of the person's eligibility to participate in the Promotion and/or cancellation of all or part of the person's account(s) with the Bank. The Bank reserves the right to deduct the value of any Reward awarded inappropriately to a person directly from any of the person's account(s) with the Bank without prior notice and/or take legal action in such instances to recover any outstanding amounts.
11. The Promotion is only applicable to Cardholders whose Applicable Credit Card accounts are determined at the sole discretion of the Bank to be in good standing and remain valid and not in default during the Promotion Period and when the Reward is credited to the Applicable Credit Card account.
12. Sellers on Taobao® Marketplace and the parcel forwarders are responsible for selling and after sales services. The Bank and Taobao® Marketplace is not involved in such selling and after sale services and will not be held responsible for any product quality issues, fitness for purposes, or product suitability issues relating to products purchased by the Customers, or for any failure of parcel forwarder(s) to deliver the parcel forwarding services.
13. The Bank and Merchant reserve the right to amend these terms and conditions as well as to vary or terminate the Promotion without prior notice.
14. In the event of disputes, the decision of the Bank and Merchant shall be final and binding.
15. If there is any inconsistency between the English and Chinese versions of these terms and conditions, the English version shall prevail.