Loan amount up to HK$800,000 or
8x monthly salary (whichever is lower)
"DBS Loans" App
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Application Hotline: 2290 8118
Promotion Period of the preferential interest rate ends on the statement date of the 4th monthly statement.
In case of any late repayment, the interest rate will automatically be switched to the corresponding interest rate of the 5th month onwards plus 5% per annum surcharge commencing on the late repayment date.
The Prime Rate ("P") is the Hong Kong Dollar Prime Rate of DBS Bank (Hong Kong) Limited (the "Bank"). The Prime Rate of the Bank is 5.25% as of 30 April 2012. The Annualised Percentage Rate ("APR") is calculated in accordance with the guidelines issued in respect of the Code of Banking Practice. The interest rate will vary whenever the Prime Rate of the Bank changes. Interest is calculated on the basis of a 365-day year.
Preferential interest rate of P-2.5% for the first 4 months of revolving credit line is only eligible to new customer for Cashline Revolving Loan (“Cashline”). New customers are defined as persons who are not holders of Cashline account prior to the account opening date of the Cashline account. First 4 months offer period starts from the account open date of Cashline account and ends on the statement date 4 months after the start date.
An annual fee will be levied for Cashline Account. The 1st year annual fee will be waived and from the 2nd year onwards, 1.5% of the revolving loan amount (minimum HK$200) will be levied per annum.
One minute final approval result is applicable to applications via the Bank's website, DBS Loans App or DBS iBanking on Monday to Friday 9am – 12 midnight, Saturday 9am – 1pm and 2pm to 10pm, Sunday noon to 9pm. Customers apply in timeslot that is not mentioned above, we will contact you to follow up your application in next working day.
The approval of the final interest rate and loan amount is subject to the financial condition of customer. The Bank has the absolute discretion in approving the Cashline Account.
If there is any inconsistency or conflict between the English and Chinese versions, the English version shall prevail.
Reminder: To borrow or not to borrow? Borrow only if you can repay!
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