Home Insurance

Home Insurance

Safeguard your home and your domestic helper from any unforeseen event.

Home Insurance 

Features

  • Home contents protection against unfforeseen incidents such as fire, typhoon, burglary and theft
  • Third-party liability cover up to HK$5,000,000
  • Free worldwide protection of personal belongings at no additional cost
  • 24-hour home assistance services

How to Apply

  • Apply online
    Apply Now
  • Call to enquire the DBS MSIG InsureDirect Customer Service Hotline at (852) 3122 6868

Domestic Helper Insurance

Features

  • Full healthcare coverage including clinical expenses
  • Hospitalisation benefits up to HK$6,000
  • Death or disability benefits up to HK$100,000 for your domestic helper or his/her family

How to Apply

  • Call to enquire the DBS MSIG InsureDirect Customer Service Hotline at (852) 3122 6868

Important Notes

  1. The above insurance plan is underwritten by MSIG Insurance (Hong Kong) Limited ("MSIG"). MSIG reserves the right of final approval. DBS Bank (Hong Kong) Limited ("the Bank", which expression includes its successors and assigns) is an insurance agent authorized by MSIG.
  2. DBS MSIG InsureDirect is a dedicated enquiry hotline for DBS customers serviced by MSIG.
  3. For Home Contents Insurance
    • This policy will be automatically renewed upon the policy expiry date of each subsequent policy year unless written cancellation notice has been given to MSIG.
    • Major Exclusions apply: War, terrorism, scratching, corrosion, wear and tear, mechanical or electrical breakdown, home unoccupied for more than 30 consecutive days, malicious damage or vandalism by a person residing lawfully in the home, contact or corneal lens, mobile or portable telephone, etc.
  4. For Domestic Helper Insurance
    • A 14-day waiting period from the effective date of the insurance shall be applicable under Clinical Expenses, Surgical & Hospitalisation Expenses, Hospital Cash Cover and Dental Expenses for each domestic helper during which no benefits shall be payable.
    • For cancellation of policy during the period of insurance, refund (if applicable) will be made subject to a minimum premium of HK$500.
    • Major Exclusions apply : Nervous, mental disease or disorder, venereal disease, congenital anomalies and deformities, infertility, sterilization, heart disease or cancer, rest-cure or physical check-up, vaccinations, immunization, injections or preventive medication, routine examination, scaling, polishing or cleaning and crowning, repatriation or transportation of mortal remains originating outside Hong Kong, etc.
  5. The above information is intended to be highlights of the plan only. For the plan’s details, terms and conditions and exclusions, please refer to the relevant policy.