All-new “Member-Get-Member” Referral Program Terms and Conditions:


  1. All-new “Member-Get-Member” Referral Program ("Promotion") runs from 1 August 2016 to 31 October 2016 (both days inclusive) ("Promotion Period").
  2. To be eligible to participate in the Promotion as referrer (the “Referrer”), he/she must be a principal cardholder of DBS Credit Card or DBS Co-branded Cards (excluding PAY LESS Visa card, COMPASS Credit Card, Business Card and Private Label Card) ("Applicable Credit Card") issued by DBS Bank (Hong Kong) Limited (the "Bank", which expression shall include its successors and assigns) ("Cardholder").
  3. The Referrer is eligible for the referral reward under the Promotion (“Referral Reward”, as stated in clause 8 below) if ALL of the following conditions are fulfilled:
    1. The Referrer becomes a fan of the DBS Credit Card Facebook Fans Page ( (the “Fans Page”). The Referrer must logon to the Fans Page with his/her personal Facebook account and become a fan by clicking the “Like” icon. The Referrer must apply for a personal Facebook account if he/she does not have one;
    2. The Referrer installs All-new “Member-Get-Member” referral application (the "Application") via the Fans Page, and reads and accepts the related terms and conditions before participating in the Promotion;
    3. The Referrer registers for the Promotion successfully at or via DBS Omni mobile application with Applicable Credit Card within the Promotion Period. The Referrer will be given a registration reference number upon successful registration; and
    4. The Referrer pastes the registration reference number received during registration to the Application to get a unique referral application link for the particular Applicable Credit Card (“Referral Application Link”). The Referrer refers a person (“Referee”) to successfully apply for DBS Eminent Card (“New Card”) via the Referral Application Link during the Promotion Period and the Referee activates the New Card within one month from the date of card approval (“Successful Referral”).
  4. Each Applicable Credit Card account can only be registered once during Promotion Period.
  5. The Referrer must ensure that the Referee welcomes this Promotion before sharing with him/her the Promotion’s information. The Bank is not the sender of the information to any Referee, and will not assume any responsibility thereon.
  6. Credit Card approval is confidential information, the Bank cannot disclose the approval status of Referee.
  7. The Referee is eligible for the Referral Reward under the Promotion (“Referral Reward”, as stated in clause 8 below) if ALL of the following conditions are fulfilled:
    1. The Referee submits application via the unique Referral Application Link during Promotion Period, and successfully applies to be the principal cardholder of the New Card by submitting all supporting documents required by the Bank within 7 days from the date of application; and
    2. The Referee activates the New Card within one month from the date of card approval.
  8. Referral Reward:
    1. A Referrer can enjoy HK$300 Cash Rebate for each Successful Referral during the Promotion Period, with no upper limit. A Referee can enjoy the Referral Reward of HK$300 Cash Rebate.
    2. Referral Reward will be credited to the Applicable Credit Card account of the Referrer and the New Card account of the Referee respectively within 3 months after the Promotion Period and shown in his/her monthly statement.
    3. Referral Reward is only available to Referrer and Referee whose credit card accounts are in good standing, remain valid and not in default during the Promotion Period and when the Referral Reward is issued. The Bank shall have the sole discretion in determining Referrer’s and Referee’s eligibility to enjoy Referral Reward.
  9. Referrer and Referee cannot be the same person.
  10. If a Referee is referred to the Bank by more than one Referrers and the Referee successfully opens the New Card account, only the first submission of Referee’s application (as determined in accordance with the Bank’s records) and the relevant Referrer will be eligible for the Referral Reward.
  11. The Facebook login name and the related information provided by Referrer is solely for promotion usage. The information will not be transferred to third party.
  12. Any fraud and/or abuse of the Promotion by a Referrer or Referee (as determined by the Bank at its sole discretion) will result in forfeiture of the Referrer and Referee’s eligibility to participate in the Promotion and/or cancellation of all or part of the Referrer and Referee’s account(s) with the Bank. The Bank reserves the right to deduct the equivalent value of any offer and/or reward awarded inappropriately to a Referrer or a Referee directly from the Referrer’s or the Referee’s bank account(s) with the Bank without prior notice and/or take legal action in such instances to recover any outstanding amounts.
  13. The Bank reserves the right to vary these terms and conditions and/or to change or terminate the Promotion at any time. In the event of any dispute, decision of the Bank shall be final and binding.
  14. Should there be any discrepancy or inconsistency between the English version and the Chinese version of these terms and conditions, the English version shall prevail.