“DBS COMPASS VISA Earn more COMPASS Dollar on all your spend” Terms and Conditions

  1. “DBS COMPASS VISA Earn more COMPASS Dollar on all your spend” (the "Promotion") is only applicable to the Principle Cardholder (the “Cardholder”) of DBS COMPASS VISA ("Applicable Credit Card") issued by DBS Bank (Hong Kong) Limited (the "Bank", which expression shall include its successors and assigns).
  2. The Promotion Period starts from 1 July 2016 to 31 December 2016, both dates inclusive (“Promotion Period”), and divided into 6 calendar months, i.e. July, August, September, October, November and /or December (“Calendar Month”).
  3. Cardholders must log on to the Bank’s mobile app: DBS Omni or the Bank’s website cards.dbs.com.hk and register with Applicable Credit Card during 1 July 2016 00:00 to 31 December 2016 23:59 (“Registration Period”, register time will be based on the Bank’s record) in order to participate in the Promotion. A confirmation email will be sent to the registered email address of Cardholders (which has been registered in the aforementioned website) upon successful registration. Only the first 20,000 Cardholders who successfully registered within Promotion Period will be eligible for the Promotion, quota is limited.
  4. Each Applicable Credit Card is required to register once only. Cardholders who have failed to register for the Promotion within the Registration Period or have provided incorrect information shall not be eligible for the Promotion. All information provided for registration cannot be cancelled or amended upon successful registration.
  5. Starting from the successful registered month, Cardholder who accumulate eligible spending (“Eligible Spending”, definition refers to Clause 8 below) to designated spending amount (“Spending Amount”) during the calendar month in which Cardholder register successfully and in any subsequent calendar month(s), he/she can be entitled to below designated COMPASS Dollar rebate (“Reward”, include the basic 0.4% COMPASS Dollar rebate earned based on COMPASS Card Reward Scheme) in the relevant calendar month :
    (i) Every spending of HK$4,000 to earn $50 COMPASS Dollar
    (ii)Every subsequent spending of HK$4,000 to earn $100 COMPASS Dollar when monthly spending exceed HK$16,000. Please refer to table below for details:


    Accumulate Spending Amount each month to Earn Reward each month
    Basic Reward Extra Reward Total Reward
    HK$4,000 $16 COMPASS Dollar $34 COMPASS Dollar $50 COMPASS Dollar
    HK$8,000 $32 COMPASS Dollar $68 COMPASS Dollar $100 COMPASS Dollar
    HK$12,000 $48 COMPASS Dollar $102 COMPASS Dollar $150 COMPASS Dollar
    HK$16,000 $64 COMPASS Dollar $136 COMPASS Dollar $200 COMPASS Dollar
    HK$20,000 $80 COMPASS Dollar $220 COMPASS Dollar $300 COMPASS Dollar
    HK$24,000 $96 COMPASS Dollar $304 COMPASS Dollar $400 COMPASS Dollar
    HK$28,000 $112 COMPASS Dollar $388 COMPASS Dollar $500 COMPASS Dollar

  6. For each successfully registered Applicable Credit Card, Reward will be capped at HK$500 COMPASS Dollar per Calendar Month.
  7. Basic Reward will be credited to Applicable Credit Card account automatically after the transaction(s) is posted and be shown in monthly statement. Extra Reward will be credited to Applicable Credit Card account within 3 months after each Calendar Month and be shown in monthly statement.
  8. For the purpose of the Promotion, “Eligible Spending” means any posted retail transactions, reload amount of Octopus Automatic Add-Value Service and/or monthly payment of “Card Interest-free Instalment Loan”. For the avoidance of doubt, the following types of transactions shall not be considered as Eligible Spending : cash advance and relevant handling/administration fees, application fee/handling fee of Octopus Automatic Add-Value Service, Balance Transfer, Flexi Cash, Call-a-loan, Funds Transfer, Fee Based Instalment, COMPASS VISA Flexi Shopping Instalment, tax payment, all bill payment transactions made via Internet/JETCO/24-hour Customer Service Hotline, transactions in Hong Kong Dollars at the point of sales (in case of online transactions, the place of registration of the merchant) outside Hong Kong, casino chips, foreign exchange, security purchases, credit card annual fee, finance charges, late charges, reversed transactions, transaction that has been subject to cancellation, charge-back, return of goods and/or refund or any other types of transactions as the Bank may specify from time to time. All Eligible Spending will be counted base on the transaction date and conducted during Promotion Period.
  9. If there’s any supplementary card applied under the Applicable Credit Card, the transactions conducted with the supplementary card of the Applicable Credit Card will be counted as the spending under the principal card account. Transactions conducted with different credit cards of the Cardholder cannot be combined.
  10. Reward cannot be transferred, or exchanged for cash, credit limit or other discount/good/service.
  11. Eligibility of any transaction for the purpose of the Promotion shall be determined based on its transaction date and time in the Bank’s record. If there is any discrepancy between the Bank’s record and Cardholders’ transaction slip, the Bank’s record and determination shall be final and conclusive.
  12. The validity of any registration and/or Reward eligibility of Cardholders will be determined by the Bank at its sole discretion. In the event of discrepancy or inconsistency of registration record between Cardholders and the Bank, the decision of the Bank shall be final and binding.
  13. Reward is only applicable to Cardholders whose Applicable Credit Card accounts are in good standing, remain valid and not in default (as determined by the Bank at its sole discretion) during the Promotion Period until the Reward has been credited. If the account status has changed, the Bank reserves the right to terminate the Reward for the Cardholder and/or charge the Cardholder with any amount of the Reward awarded without prior notice. The Bank shall have the sole discretion in determining a Cardholder’s eligibility to the Reward.
  14. Cardholders must retain the original transaction slips of any transactions. In case of any disputes, the Bank reserves the right to require Cardholders to submit the relevant original transaction slips, other documents or evidence for verification. The submitted transaction slips, documents and/or evidence will not be returned. If there is any discrepancy between the Bank’s record and Cardholder’s record of any transaction, the Bank’s record shall prevail.
  15. Any fraud and/or abuse of the Promotion (as determined by the Bank at its sole discretion) will result in forfeiture of the Cardholder’s eligibility to the Reward and/or cancellation of all or part of the Cardholder’s account(s) with the Bank. The Bank reserves the right to deduct the Reward amount awarded to a Cardholder inappropriately pursuant to any fraud and/or abuse directly from the Cardholder’s account(s) held with the Bank without prior notice and/or take legal action in such instances to recover any such amounts.
  16. The Bank reserves the right to amend these terms and conditions as well as to vary or terminate the Promotion. In case of any disputes, the decision of the Bank shall be final and binding.
  17. In the event of discrepancy or inconsistency between the English version and Chinese version of these terms and conditions, the English version shall prevail.