Retirement Planning
With the increase of average life span, people are apportioning a lengthier period of their lifetime for retirement. The life expectancy of the Hong Kong population has risen notably in the last two decades. In 1981, the life expectancy at birth for women and men were 78.5 years and 72.3 years respectively. By 2006, the projected figures increased to 84.9 years for women and 79.1 years for men*. While the MPF or other Pension Scheme provided by employers may build up future provision for retirement, it may not be adequate to fulfill your desire for a secure, comfortable and worry-free retirement life. Planning ahead will help you address your financial needs in the future.


Retirement Protection Solution for Employers & Employees
Retirement benefit is an indispensable part in any employee benefit scheme and Retirement Planning will be a value-added element to make the employee benefit scheme a superior one. To top up savings on MPF or other Pension Scheme provided by employers, there are various options available from DBS for Retirement Planning that will help accumulate sufficient capitals for you to carry on your desirable lifestyle at retirement. It is a prudent decision for a company to include Retirement Planning as part of the employee benefit scheme.


Reasons to top up on MPF or other Pension Scheme provided by employers

	Supplement the insufficiencies of MPF or other Pension Scheme provided by employers.
	Enrich the employee benefit scheme, offering extra protection to your staff at their retirement.
	Accumulate more capital to sustain the living for self and family at retirement, leading to a worry-free retirement life.
	Extra savings to cover unexpected expenses that may arise during retirement.

For enquiries, please contact our Relationship Manager.

Life Expectancy at Birth by Sex (1981 - 2031)*

* Source: Census and Statistics Department, HKSAR

Notes:
1.	DBS Bank (Hong Kong) Limited is an agent of Aviva Life Insurance Company Limited (“Aviva”).
2.	For details of the coverage, please refer to the Policy Provisions.
3.	For details of the plan, please refer to the product brochure.
4.	A sample copy of the Policy Provisions and product brochure may be obtained from DBS Aviva Life Direct on 3550 9800.