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| Insurance Services |
Keyman Insurance & Business Loan Insurance
In each enterprise there exists individuals who play a key role in the success and continuity of the business. Known as keyman, he
or she may be the shareholder, chairman, managing director, sales/ marketing manager or an individual with specific skills or substantial responsibilities.
The sudden exit of a keyman could adversely affect
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viability and continuity of the business |
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financial standing and credit worthiness of the company |
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goodwill and future development of the company |
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staff morale |
Keyman Insurance
It is a sound business practice to make provisions to protect the business against unfortunate loss of any keyman in a company.
Keyman insurance is an ideal solution for any company as a substantial lump sum payment will be made upon the death,
diagnosis of terminal illness or critical illness* of a keyman so that financial losses to the company are protected. Keyman
insurance also serves as a financial cushion to the company for
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the loss of customers or sales affected in the absence of the keyman |
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the loss of specialized skills |
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the cost of replacing the keyman (recruitment, training, acclimatization etc.) |
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the loss of opportunity to secure finance or expand |
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the loss of confidence of customers and suppliers |
Business Loan Insurance
Many companies have loan facilities provided by banks/ financial institutions to facilitate their business development and
expansion. Business loan insurance provides the company with guaranteed emergency fund for loan repayment or liquidation of
an overdraft upon the death, diagnosis of terminal illness or critical illness* of a keyman. It helps the company to:
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safeguard the business |
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enhance the security of loan repayment rated by banks/ financial institutions |
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achieve capital sufficiency by assigning the insurance policy for further business development |
* Subject to different protection plans.
For enquiries, please contact our Relationship Manager.
| Notes: |
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DBS Bank (Hong Kong) Limited is an agent of Aviva Life Insurance Company Limited (“Aviva”). |
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For details of the coverage, please refer to the Policy Provisions. |
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For details of the plan, please refer to the product brochure. |
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A sample copy of the Policy Provisions and product brochure may be obtained from DBS Aviva Life Direct on 3550 9800. |
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| Next Step |
- Customer Services Hotline
2290 8068
- Enterprise Banking Centres Hotlines
at Sheung Wan 3668 9086
at Causeway Bay 3668 9393
at Kowloon Bay 3668 9426
at Nathan Road 3668 9433
- General Enquiry: ebpromotion.hk@dbs.com
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