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Preferential
Time Deposit Interest Rate |
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Current / Savings
Account Cash Reward
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From now until 31 January 2009, New Customer who opens a Treasures Priority Banking account with New Funds will enjoy: |
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Welcome Offers1,2
| Bring in New Funds of HK$1,000,000 equivalent or above |
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Preferential
Time Deposit Interest Rate |
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| Bring in New Funds of HK$500,000 equivalent or above |
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Preferential
Time Deposit Interest Rate |
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Exclusive Offers4
| Open a HK Dollar Current / Savings Account* and maintain every New Funds of HK$50,000 until 31 March 2009 to get HK$50 cash reward at a maximum of HK$5,000 |
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| * |
Designated Accounts include HK Dollar Current Account, HK Dollar Passbook Savings Account, HK Dollar Statement Savings Account and Save & Cheque Account. |
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| Open a Securities Account |
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| Open a Foreign Currency
Time Deposit account or
Premium Deposit account
of HK$100,000 equivalent
or above |
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Credit Card Offers5,6
Treasures Priority Banking Customer can enjoy exclusive privileges of total value up to $800 for successful application of designated credit cards. Join us and apply for the cards now!
Successfully apply for
a Treasures Platinum
Credit Card+ |
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- 3-time Bonus Points or Cash Rebate on all local dining transactions and overseas spending
- No expiry on Bonus Points
- Perpetual annual fee waiver
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Successful Treasures Platinum Credit Card applicants have to accumulate retail spending and/or cash advance of HK$3,000 or above within 2 months from the date of issuance to entitle to welcome gift. |
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Successfully apply for a COMPASS VISA Platinum# |
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- 5% VIP discount at selected merchants
- 1% COMPASS Dollar rebate instant
earning at selected merchants
- Perpetual annual fee waiver
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Successful COMPASS VISA Platinum applicants have to accumulate retail spending and/or cash advance of HK$3,000 or above within 3 months from the date of issuance to entitle to welcome gift. |
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New customer ("The Customer") refers to those who do not have any DBS Bank (Hong Kong) Limited (the "Bank", which expression includes its successors and assigns) deposit account (including current, savings and time deposit accounts) in either single name or joint name within 3 months prior to the account opening date. |
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| Remarks: The above promotion offers are subject to relevant terms and conditions. |
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| Terms and Conditions: |
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| 1. |
Treasures Priority Banking Welcome Offers
| a. |
New customer who opens a new personal Treasures Priority Banking account with the required amount of New Funds (as defined in Clause 3) from 18 August 2008 to 29 November 2008, both dates inclusive (the "Promotion Period"), and maintains the New Funds Requirement throughout the New Funds Holding Period (as set out in the table below) is entitled to enjoy preferential time deposit interest rate (please refer to Clause 2 below) and gift coupon (collectively defined as "the Offers"). Please refer to the table below for further details. |
| New Funds Requirement |
Offers |
Amount to be Withheld |
New Funds Holding Period |
| Preferential Time Deposit Interest Rate |
Gift Coupon |
| HK$500,000 or above or its equivalent |
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HK$300 |
HK$300 |
3 months after opening of the Treasures Priority Banking account |
| HK$1,000,000 or above or its equivalent |
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HK$800 |
HK$800 |
| b. |
New customer ("the Customer") refers to those who do not have any DBS Bank (Hong Kong) Limited (the "Bank", which expression includes its successors and assigns) deposit account (including current, savings and time deposit accounts) in either single name or joint name within 3 months prior to the account opening date. |
| c. |
The Bank will withhold the Amount to be Withheld (as set out in the table above) in the savings or current account of the Customer during the required New Funds Holding Period. The said funds will be released after the New Funds Holding Period. |
| d. |
The Customer must maintain the New Funds Requirement for the entire duration of the New Funds Holding Period in order to enjoy the Offers. Otherwise, the Bank may deduct the Amount to be Withheld after the New Funds Holding Period from the Customer. In order to enjoy the Offers, the Customer is not allowed to withdraw the amount stipulated under the New Funds Requirement from his / her Treasures Priority Banking account during the New Funds Holding Period. |
| e. |
If any Customer of the joint account is an existing customer of the Bank, neither customers of the joint account is eligible to the Offers. |
| f. |
The Offers can be redeemed by eligible Customer in person at any branch of the Bank once the New Funds Requirement is fulfilled. |
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| 2. |
Time Deposit Interest Rate
| a. |
Preferential time deposit interest rate is applicable to Customer who opens a time deposit account in designated currencies with New Funds of HK$50,000 or above (or its equivalent) and of specific tenors. |
| b. |
The interest rates for subsequent renewals of the time deposit will be based on the prevailing interest rate of the Bank on each deposit renewal day. These interest rates are subject to adjustment without prior notice. Please contact our branch staff for details. |
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| 3. |
New Funds do not include funds transferred from any account of the Bank. New Funds refer to the net increase in the total account balance (both deposits and investments) after new deposits are made. |
| 4. |
Exclusive Offers
| a. |
Current and Savings Accounts Privilege (the "Cash Reward"):
| (i) |
The Cash Reward is only applicable to the Customer who opens a new personal Treasures Priority Banking account within the Promotion Period. To be eligible for the Offer, Customer is required to place New Deposits (as defined below) in his / her Designated HK Dollar Current / Savings Accounts, namely, HK Dollar Current Account, HK Dollar Passbook Savings Account, HK Dollar Statement Savings Account and Save & Cheque Account, with the Bank within the Promotion Period and maintains the New Deposits until 31 March 2009. The Customer is entitled to HK$50 Cash Reward for every New Deposit of HK$50,000 and at a maximum of HK$5,000 Cash Reward. For joint account, Cash Reward will only be applicable to the primary account holders. |
| (ii) |
New Deposits do not include funds transferred from any account of the Bank. The New Deposits should result in a net increase in the average daily account balance in the Designated HK Dollar Accounts after new deposits are made. The minimum average daily account balances of the New Deposits is HK$50,000. |
| (iii) |
The Bank will inform eligible Customer about the Cash Reward amount in writing and credit the Cash Reward to the Treasures Priority Banking Account before 14 May 2009. |
| (iv) |
In order for Customer to be eligible to receive the Cash Reward, Customer should maintain a valid Treasures Priority Banking Account on the date the Cash Reward is deposited to Customer's account. |
| (v) |
If the Customer closes his / her Treasures Priority Banking account on or before credit of the Cash Reward, the Customer is not entitled to the Cash Reward. |
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| b. |
The Customer who successfully achieves either one of the following requirements during the Promotion Period will be entitled to a HK$50 gift coupon:
| (i) |
Opening of a new securities account, provided that the Customer must not have any securities account with the Bank in either single name or joint name within 3 months prior to the commencement date of the Promotion Period; or |
| (ii) |
Opening of a new Premium Deposit account with an amount of HK$100,000 or above (or its equivalent) or opening of a new foreign currency time deposit account with a minimum amount of HK100,000 or above (or its equivalent).
The Customer is only entitled to one time of HK$50 gift coupon by achieving either one of the above requirements, regardless how many times he / she has conducted on each requirement. The Customer is entitled to a maximum of HK$100 gift coupons by meeting both requirements of (i) and (ii). |
| (iii) |
The redemption letter of the gift coupon(s) will be mailed to eligible Customer within 6 - 8 weeks after the end of the Promotion Period. |
| (iv) |
If the Customer closes his / her Treasures Priority Banking account on or before the gift coupon(s) redemption date, the Customer is not entitled to the gift coupon(s). |
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| 5. |
Treasures Platinum Credit Card Welcome Offer
| a. |
Successful applicant with accumulated retail spending and / or cash advance reaches HK$3,000 within 2 months from the date of card issuance will receive HK$400 ParknShop gift coupon by mail. |
| b. |
Only posted transactions are counted towards the spending requirement of the welcome offer (for installment transactions, only posted monthly installments are counted). The following types of transactions will not be calculated in the spending requirement of the welcome offer: cash advance handling fees and administration fees, casino chips, foreign exchange, finance charges, reversed transactions, late charges, credit card annual fee, Call-a-loan, Balance Transfer, Funds Transfer, Fee Based Installment, tax payment, other bill payment transactions made via JETCO / Internet / 24-Hour Customer Services Hotline / Mobile Banking Service or other means as specified by the Bank from time to time. |
| c. |
The Bank reserves the right to charge the Customer (including by charging the relevant card account) the prevailing market price of the welcome offer if the Customer (by any means) redeems the welcome offer to which he / she is not entitled, makes duplicate redemption. |
| d. |
Welcome Offer is not applicable to applicant who currently holds and/or in the past 6 months prior to the date of application has held any principal DBS Platinum Credit Card, DBS Gold Card, DBS Classic Card, DBS Titanium Card or DBS mc MasterCard which is issued by the Bank or its predecessors. |
| e. |
If the Customer cancels the relevant Treasures Platinum Credit Card within one year from the date of card issuance, the Bank reserves the right to charge the Customer an administration fee of HK$500 for each cancellation. |
| f. |
Annual fee waiver is only applicable to existing Treasures Priority Banking Customers. The Bank reserves the right to terminate the Card should the Customer subsequently close his / her Treasures Priority Banking Account. The annual fee for principal Treasures Platinum Credit Card is HK$1,200, while that for the supplementary card is HK$600. |
| g. |
All applications and offers are subject to the final approval of DBS Bank (Hong Kong) Limited |
| h. |
For details and related terms and conditions of the credit card welcome offer, please refer to relevant promotion leaflets. |
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| 6. |
 Platinum Welcome Offer
| a. |
Successful applicant who has accumulated retail spending and / or cash advance of HK$3,000 or above within the first 3 months from the date of card issuance will be entitled to  Dollar $400. Dollar $400 will be credited to the Principal Cardmember's account within 4 weeks upon spending requirement met and the cardmember will receive a notification letter for details. |
| b. |
Only posted transactions are counted towards the spending requirement of the welcome offer (for installment transactions, only posted monthly installments are counted). The following types of transactions will not be calculated in the spending requirement of the welcome offer: cash advance handling fees and administration fees, casino chips, foreign exchange, finance charges, reversed transactions, late charges, credit card annual fee, Call-a-loan, Balance Transfer, Funds Transfer, Fee Based Installment, tax payment, other bill payment transactions made via JETCO / Internet / 24-Hour Customer Services Hotline / Mobile Banking Service or other means as specified by the Bank from time to time. |
| c. |
The Bank reserves the right to charge the Customer (including by charging the relevant card account) the prevailing market price of the welcome offer if the Customer (by any means) redeems the welcome offer to which he / she is not entitled, makes duplicate redemption. |
| d. |
Welcome Offer is not applicable to applicant who currently holds and / or in the past 6 months prior to the date of application has held any Platinum which is issued by the Bank or its predecessors. |
| e. |
If the Customer cancels any credit card issued by the Bank during the period of one year from the date of card issuance, the Bank reserves the right to charge the Customer an administration cost of HK $500 for each card cancellation. |
| f. |
The annual fee for principal Platinum is HK$1,200, while that for supplementary card is HK$600. The annual fee for PARKnSHOP Card is perpetually waived. |
| g. |
All applications and offers are subject to the final approval of DBS Bank (Hong Kong) Limited |
| h. |
For details and related terms and conditions of the credit card welcome offer, please refer to relevant promotion leaflets. |
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| 7. |
Each Customer can enjoy each of the Treasures Priority Banking Welcome Offer, Exclusive Offers, Treasures Platinum Credit Card Welcome Offer and Platinum Welcome Offer once (in either single name or joint name of Treasures Priority Banking account). For joint accounts, only the primary account holder is entitled to the aforesaid offers. All account opening and credit cards applications are subject to the final approval of the Bank. |
| 8. |
The Bank is not the supplier of the gift coupons. Any enquiry or complaint for the quality of the products or the services provided relating thereto should be directed to the relevant suppliers. The Bank shall assume no liability in respect thereof. |
| 9. |
Gift coupons will be subject to further terms and conditions stipulated by the respective suppliers. |
| 10. |
The gift coupons are available while stock lasts. The gift coupons cannot be exchanged / redeemed for cash. The Bank reserves the right to replace them with alternative comparable offers without prior notice. |
| 11. |
A monthly maintenance fee of HK$200 will be charged if the Customer's monthly average account balance (including deposits and investments) in any 3 consecutive months falls below HK$500,000 or its equivalent (as determined from time to time by the Bank). |
| 12. |
If the Customer's Treasures Priority Banking account is closed within 3 months after its opening, an account opening handling charge of HK$100 will be levied and the Bank reserves the right to deduct the said handling charge and the value of the rewards received from the account of the Customer at the Bank's sole discretion without notice. |
| 13. |
The Bank reserves the right to change the above Terms and Conditions and / or modify, discontinue or terminate any of the above offers at any time without prior notice. In the event of dispute, the decision of the Bank shall be final and conclusive. |
| 14. |
If there is any inconsistency between the English and Chinese versions of these Terms and Conditions, the English version shall prevail. |
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| Risk Disclosure Statements: |
Investment involves risk. The above information is for reference only and does not constitute any offer or solicitation to subscribe or redeem any investment vehicle. Past performance is not indicative of future performance. You should refer to relevant investment products offering documents for detailed information prior to any investment products subscription. If you have any doubt about this material or any offering document, you should seek independent professional advice.
The risk of loss in foreign exchange investment or premium deposit can be substantial. You may sustain losses to your initial
funds, especially where the linked currency experiences devaluation or weakens during the deposit period. |
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