Wide range of financial products and services

Automatic Fund Flow
Created exclusively for Treasures clients, Automatic Fund Flow optimizes returns on your deposit, giving you greater financial flexibility and convenience

Eliminate your worries over bounced cheques
Automatic fund flow ensure sufficient balance to settle outgoing expenses and avoid bounced cheques

Optimize your returns
Automatic transfer of surplus funds from your current to savings account to enjoy our highest savings interest rate regardless of account balance; and automatic transfer of surplus funds to your pre-selected High Yield Product

Treasures Secured Line of Credit
Besides, you can also apply for Treasures Secured Line of Credit Services to maximize your financial flexibility and capture every investment opportunity

Enhance your flexibility
Automatic line of credit as high as HK$5,000,000 based on your total portfolio, including time deposit and securities Automatically selects the lowest interest rate available within your line of credit to minimize your interest expenses

Treasures Portfolio Builder
With the newly launched "Treasures Portfolio Builder" service, you are assisted by your Treasures Relationship Manager to formulate a personalized financial plan to realize your goals! What's more, your Treasures Relationship Manager will review with you on your investment fund portfolio mix and individual funds' performance to find out which options suit your personal needs.

Treasures Mortgage Services
You can experience online Home Advice services with updated property market information. Tailored to Treasures customers, there is a property investment calculator helping you to find out when you can earn profit with your property and the rate of return. Besides, Treasures customers can enjoy an exclusive preferential mortgage interest rate.

Treasures Trust Service
Exclusively for Treasures clients, Treasures Trust Service will take care of your wealth succession needs, securing a future for yourself, your family and the generations to come. Treasures Trust Service is provided by DBS Trustee H.K. (Jersey) Limited, a wholly owned subsidiary of DBS Bank ( Hong Kong ) Limited.

Benefits of a Trust

Orderly distribution of assets
Assets placed in a properly structured trust can be distributed orderly and speedily, avoiding possible family disputes or time consuming probate

Family protection & flexibility
A Trust can help to ensure that the wealth is distributed to the Beneficiaries in a regulated and orderly manner, in accordance with the customer's wishes

Confidentiality
A Trust is a private agreement between the customer and the Trustee, and there is no need for public registration

Succession Planning
As assets placed in a Trust no longer form part of the customer's estate, the distribution of the assets will become smooth, avoiding disputes and delays

Investment Services
We provide you with a comprehensive range of tailor-made and innovative wealth management products, including Structured Investment Deposit (SID), securities, investment funds, foreign exchange investment, bonds and Premium Deposit to help enhance your wealth. Treasures client can also enjoy numerous investment and insurance privileges:

Investment privileges
- Priority subscription of a limited offer of Structured Investment Deposits (SID)
- Privileged pricing on a wide range of investment products, including securities trading, investment funds and bonds
- Free Investment Views and News Services

Become a Treasures client now to enjoy a life of treasures