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Salaries Tax Loan
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Salaries Tax Loan + Personal Instalment Loan
DBS Salaries Tax + Personal Instalment Loan offer you a loan amount of up to 8 times of your monthly salary at a monthly flat rate as low as 0.11%. Pick a tax loan solely or both tax and personal loan to get cash on hand to pay tax and fulfill other needs - all you want are here!
 
Extra low interest rate
The monthly flat rate of Salaries Tax Loan as low as 0.11% (APR 5.29%1) lets you settle tax payment with ease. Together with the Personal Instalment Loan with a special monthly flat rate as low as 0.15%2 (APR 5.25%1), you can enjoy a combined extra low interest rate to fulfill all you want.
 
High loan amount
The Salaries Tax Loan amount can be up to 2 times of your tax amount. Combine with the Personal Instalment Loan amount, you can have extra cash up to 8 times of your monthly salary for you to pay tax and fulfill other needs.
 
Flexible instalment period
The instalment periods of Salaries Tax Loan and Personal Instalment Loan are up to 12 and 60 months respectively. You can repay a fixed amount based on your own plan to suit your financial needs.
 
Application is easy
Applicants must be Hong Kong permanent residents aged 18 or above with a minimum annual income of HK$150,000.
 
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Salaries Tax Loan & Total Relationship Balance
Total Relationship Balance counts every dollar in your personal and joint accounts, including deposits, investment, outstanding balances of credit cards and loans. With a higher Total Relationship Balance, you can enjoy better rates for your time deposits. Act now to consolidate all your accounts with us to maximize your financial strength.


Remarks:
1
The Annualized Percentage Rate (APR) is calculated in accordance with guidelines as set out in the Code of Banking Practice. The APR is calculated based on loan amount of every HK$10,000 and loan period of 12 months including the handling fee. The annual handling fee of Salaries Tax Loan is 1.5% and that of Personal Instalment Loan is 1% (for loan periods of 12 to 42 months) or 1.5% (for loan periods of 48 to 60 months).
2
Customers must successfully apply and drawdown Salaries Tax Loan and Personal Instalment Loan to enjoy the interest rate offer.
3
Professionals can apply for a higher loan amount subject to the discretion of DBS Bank (Hong Kong) Limited (the "Bank"). For details, please contact our branch staff. Professional as defined by the Bank include: Registered Architects, Chartered Accountants, Chartered Surveyors, Dentists, Medical Doctors, Pharmacists, Chartered Engineers and Lawyers.
4
The above information is for reference only. The approval of the final interest rate, loan amount and instalment period is subject to financial condition of customers. The Bank reserves the right to change the above Terms and Conditions and/or discontinue any offer at any time without notice.
 
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