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| Personal Instalment Loan |
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DBS Personal Instalment Loan monthly flat rate as low as 0.02% (APR 2.31%) and allows you to loan up to 8 times your monthly salary.
Act now, to gain more flexibility on your festive spending! |
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| High loan amount up to 8 times
your monthly salary |
| Loan amount up to HK$350,000 or 8 times your monthly
salary (whichever is lower), enabling you to make all
your dream come true |
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| Low interest rate |
| The monthly flat rate is as low
as 0.02% (APR 2.31%1) |
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| Fixed instalment amount |
A fixed instalment ensures your repayments
end within a planned time frame. |
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| Flexible instalment period |
You may select a fixed instalment
period of 12, 18, 24, 30 or 36 months, according to
your financial needs. |
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| Simple application |
All you need is to fax us a copy
of the latest 1 month's salary proof, your ID card and
proof of residence, saving you the hassle of visiting
our branches. |
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| Top-up Loan |
You can redraw your repaid principal
amount3 with no income proof required. |
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| Apply online |
Applicants should be Hong Kong permanent residents aged 18 or above with a minimum annual income of HK$80,000.
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- Online
application - Apply online and upload required documents to get extra $40 Maxim coupons
- Application Hotline: 2290 8118
- Visit to any of our branches
- Complete the Application
Form and return it to us via our Fax Hotline 2235
5947
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| Personal Instalment Loan cannot meet your
loan needs? Try Cashline Revolving Loan. |
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| Personal Instalment Loan & Total Relationship
Balance |
Total Relationship Balance counts
every dollar in your personal and joint accounts,
including deposits, investment, outstanding balances
of credit cards and loans. With a higher Total
Relationship Balance, you can enjoy better rates for
your time deposits. Act now to consolidate
all your accounts with us to maximize your financial
strength. |
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| 1. |
The Annualised Percentage Rate (APR) of
2.31% is calculated based on the monthly flat rate of 0.02%
and loan period of 12 months including 1% handling fee.
The preferential rate is applicable to customers who can
submit the proof of 2010/2011 Salaries Tax or Personal Assessment
Demand Note and tax bill amount is HK$10,000 or above. APR
is calculated in accordance with guidelines as set out in
the Code of Banking Practice. |
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For general customer, 1.5% handling fee
will be charged each year based on the approved loan amount
and the instalment period, and will be collected from monthly
repayment. For customer who can submit the proof of 2010/2011
Salaries Tax or Personal Assessment Demand Note and tax
bill amount is HK$10,000 or above, 1% handling fee will
be charged each year based on the approved loan amount and
the instalment period, and will be collected from monthly
repayment. |
| 3. |
Customers are eligible to apply for a top-up
loan on the repaid principal amount if a minimum of one
instalment is repaid, and the repaid principal amount is
over HK$5,000, and a punctual repayment record is maintained.
For application or enquiry about the details of this programme
and the terms and conditions, please contact us at 2290 8118 . The Bank reserves the right of approval of application
based on the customer's financial standing. |
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| * For details of Online
Application Promotion Terms and Conditions, please
click. |
| # For details of Lucky Draw, please
click. |
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| Remark: |
The above information is for reference
only. The approval of the final interest rate, loan amount and
instalment period is subject to the financial condition of customer.
The Bank reserves the right to change the above Terms and Conditions
and/or discontinue any offer at any time without notice. |
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Personal Information
Collection (PIC)
DBS Bank (Hong Kong) Limited safeguards your data in
accordance with applicable Hong Kong laws.
We only use the data we collect in accordance with our Data
Policy which explains the data collection purposes,
the persons to whom we may transfer data, your data access and correction
rights and how you may contact our Data Protection Officer. |
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| Our Latest TV Commercial |
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