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| Express Loan |
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Regardless of the industry you work in,
and no matter whether you are paid by regular monthly salary,
by commission or in cash, DBS Express Loan accepts any types
of payroll slip. Just give us a call and submit your payroll
slip, you can have funds available within 20 minutes11.
Getting a loan is that easy! With DBS Loan Services, there
is always a better way. |
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| Get funds in a flash with quick
approval |
All you need is a copy of the latest
company payroll slip, your ID card and proof of residence
to apply for an Express Loan. The funds will, on loan
approval, be credited to your designated current or
savings account with DBS Bank or any other bank1.
Apply in person at DBS
Finance or Unsecured Loan Centres in order to enjoy
the funds available within 20 minutes1. |
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| Extra low fixed repayment |
With loan amount of HK$10,000, on
a 36-month tenor, the monthly fixed repayment amount
is just HK$419 and the daily interest is HK$4.42. |
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| Choose your own loan amount and
instalment period |
Loan amounts are from HK$10,000 to
HK$80,000 to cater for your different needs. You can
also select between fixed instalment periods of 12,
24 or 36 months to suit your financial needs. |
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| Top-up Loan
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You can redraw your repaid principal amount3 with no income proof required. |
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| Application is easy |
Applicants must be Hong Kong permanent
residents aged 18 or above with a minimum annual income
of HK$60,000. |
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| Express Loan & Total Relationship Balance |
Total Relationship Balance counts every dollar
in your personal and joint accounts, including deposits, investment,
outstanding balances of credit cards and loans. With a higher
Total Relationship Balance, you can enjoy better rates for your
time deposits. Act now to consolidate all your accounts
with us to maximize your financial strength. |
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| 1. |
"Funds available within 20 minutes"
is only applicable to customers who apply in person at DBS Finance
or Unsecured Loan Centres and submit all required documents by
5pm from Monday to Friday (except public holidays). Fund availability
will depend on when the receiving bank disburses the loan amount
into customers' accounts. |
| 2. |
For loan amount of every HK$10,000
and the instalment period of 36 months, the monthly repayment
amount (including 1% p.a. handling fee) will be HK$419 (Annualised
Percentage Rate:33.17% ). The flat interest rate per month is
1.32%. Daily interest of HK$4.4 is calculated on a 30-day per
month basis. |
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Customers are eligible to apply for a top-up loan on the repaid principal amount if a minimum of one instalment is repaid, and the repaid principal amount is over HK$5,000, and a punctual repayment record is maintained. For application or enquiry about the details of this programme and the terms and conditions, please contact us at 2290 8111 (after selecting the language, press "1" and press "1" again). The Bank reserves the right of approval of application based on the customer's financial standing. |
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| * For details of Online
Application Promotion Terms and Conditions, please
click. |
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| Remark: |
The Bank reserves the right to
terminate the loan offer at any time and final approval of the
loan application. The approval of the final interest rate and
loan amount is subject to the financial condition of customer. |
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