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| Express Loan |
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Regardless of the industry you work in, and no matter whether you are paid by regular monthly salary, by commission or in cash, DBS Express Loan accepts any types of payroll slip. Just give us a call and submit your payroll slip - there's no need to visit our branch in person, you can have cash in hand the next day1. Getting a loan is that easy! With DBS Loan Services, there is always a better way. |
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| Get cash in a flash with quick approval |
All you need is a copy of the latest company payroll slip, your ID card and proof of residence to apply for an Express Loan. The funds will, on loan approval, be credited to your designated current or savings account with DBS Bank or any other bank the next business day1. If you apply for unsecured loans in our Unsecured Loans Centre, you will enjoy instant approval 2 |
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| Extra low fixed repayment |
With loan amount of HK$10,000, on a 36-month tenor, the monthly fixed repayment amount is just HK$419 and the daily interest is HK$4.43. |
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| Choose your own loan amount and instalment period |
Loan amounts are from HK$10,000 to HK$80,000 to cater for your different needs. You can also select between fixed instalment periods of 12, 24 or 36 months to suit your financial needs. |
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| Application is easy |
Applicants must be Hong Kong permanent residents aged 18 or above with a minimum annual income of HK$60,000. |
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If customers apply for our Express Loan with all required documents by 11am, and submit/fax the signed application form by 5pm on the same day, then, if approved, the approved loan amount will be transferred to customers' designated bank by 4 pm on the next business day. Fund availability will depend on when the receiving bank disburses the loan amount into customers' accounts. |
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Customers will only enjoy instant approval if they apply Express Loan in DBS's Unsecured Loans Centre and with all required documents are provided to our handling branch. Fund availability will depend on when the receiving bank disburses the loan amount into customers' accounts. |
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For loan amount of every HK$10,000 and the instalment period of 36 months, the monthly repayment amount (including 1% p.a. handling fee) will be HK$419 (Annualised Percentage Rate: 29.16%). The flat interest rate per month is 1.32%. Daily interest of HK$4.4 is calculated on a 30-day per month basis. |
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Note: The Bank reserves the right to terminate the loan offer at any time. The approval of the final interest rate and loan amount is subject to the financial condition of customer. |
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| Next Step |
- Apply Online
- Apply via SMS
Personal Instalment Loan
645043122233
Cashline
645043122111
Express Loan
645043122888
Debt consolidation Loan
645043122288
- Call us at
Consumer Loans 2290 8111
- Visit our branches
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