|
|
 |
| Cashline Revolving Loan |
| |
| A brand new way for loans online! |
| Now you can enjoy a genuine online loan application experience. From form submission, document upload to obtaining an instant approval result, it is just a few clicks! You don’t even need to show up and cash will be at your finger tips |
| |
 |
| |
| Successfully drawdown to win the "Ultimate Rewards" |
|
|
|
|
|
|
|
|
| |
|
| |
Standby cash whatever you need! DBS Cashline
revolving loan offers you ample cash in reserve for you with
a convenient revolving credit feature. So go ahead, make those
plans happen today! |
| |
| Interest rate as low as P-2.5% p.a.
for the 1st 6 months5-6 |
Ease your burden with great savings
on interest expense! |
| |
| Credit line of up
to 8 times of your monthly salary8,9,10 |
| |
| Perpetual service
charge waiver on cash withdrawal |
No withdrawal handling fee is required
no matter you draw cash through cheque or ATM card. |
| |
| Flexible repayment period
and your credit limit is automatically restored upon each
repayment without re-application |
| There is no fixed repayment
schedule. The minimum monthly repayment amount is just
2.5% of the monthly outstanding balance (minimum HK$100). |
| |
| Interest
is charged on a daily basis and only on your outstanding
balance |
| |
|
| Easy and convenient withdrawal |
The approved loan amount will be deposited
directly into your designated bank account for your
use. You can transfer or withdraw cash in any of several
ways without any service charge: |
|
You may also perform balance enquiries
and fund transfers via DBS iBanking
Internet Banking Services. |
| Simple application |
Applicants should be Hong Kong permanent
residents aged 18 or above with a minimum annual income
of HK$80,000. |
| |
| Apply now |
- Application Hotline: 2290 8118
- Visit to any of our branches
- Complete the Application
Form and return it to us via our Fax Hotline 2235
5947
|
|
|
|
|
|
|
|
| |
| Terms and Conditions: |
| 1. |
One minute final approval result is applicable on Monday to Friday 9am – 9pm, Saturday 9am – 1pm and 2pm to 10pm, Sunday noon to 9 pm. Customers apply in timeslot that is not mentioned above, we will contact you to follow up your application in next working day. |
| 2. |
One day loan disbursement to specified bank account refers to bank account of DBS Bank (Hong Kong) Limited (“the Bank”). |
| 3. |
DBS Unsecured Loans Lucky Draw Terms and Conditions: |
| |
| i. |
Promotion Period starts from 22 February 2012 to 21 May 2012, both dates inclusive. |
| ii. |
Eligible Customers must (a) successfully apply for DBS Personal Instalment Loan, Debt Consolidation Loan, Express Loan or Cashline Revolving Loan during the Promotion Period via online application at the website of the Bank www.dbs.com/hk/loans; and (b) draw down the full approved loan on or before 8 June 2012. Eligible Customers that fulfill the above conditions can participate in DBS Unsecured Loans Lucky Draw. Each Eligible Customer is entitled to 1 lucky draw entry only during the Promotion Period. |
| iii. |
DBS Unsecured Loans Lucky Draw will be held after the end of the Promotion Period. Winners for first prize:“0% Interest Rate” prize and second prize: Samsung Galaxy Note smart phone will be drawn randomly by the computer system, each prize will have 1 winner. The Bank will send gift redemption letter for the second prize winners within 2 months after the end of the Promotion Period. Customers shall bring the gift redemption letter to redeem the prize at designated redemption center. |
| iv. |
The maximum amount of interest waived under “0% Interest Rate” is HK$30,000. Interest already paid before the lucky draw will be credited to winner’s relevant repayment account within 3 months after the end of the Promotion Period; subsequent interest paid will be concluded on a 3-month basis and credited to winner’s relevant repayment account. If winner is a customer of Cashline Revolving Loan, “0% Interest Rate” will only be applicable for the interest of the first 6 months from the date of Cashline Revolving Loan account set up or HK$30,000 (whichever is lower). If winner is a customer of Personal Instalment Loan, Debt Consolidation Loan or Express Loan, “0% Interest Rate” will be applicable to the interest throughout the whole loan tenor or HK$30,000 (whichever is lower). |
| v. |
If winner cancels the loan account during the period of 13 months from the account set up date, the Bank reserves the right to charge the winner the value of prize earned. |
| vi. |
The prizes cannot be transferred or exchanged for cash. The Bank is not the supplier of the prizes, any description, pictures and prices in relation to the prizes are supplied by the merchant and for reference only, the Bank will not accept any responsibility for the differences between the price and its actual market price and/or all matters in relation to the prizes. Any enquiry or compliant in respect of the prizes should be directed to the merchant. |
| vii. |
The promotion is only available to customers whose loans accounts are in good condition, without any late repayment and remain valid during the Promotion Period and at the time the Bank offers the prizes. If the account status has changed, the Bank reserves the right to withhold the prizes to the customer at the Bank’s absolute discretion. |
| viii. |
The Bank reserves the right to vary these Terms and Conditions, change, modify, discontinue or terminate the promotion at any time without prior notice. In the event of dispute, the decision of the Bank shall be final and conclusive. |
|
| 4. |
The Prime Rate ("P")
is the Hong Kong Dollar Prime Rate of DBS Bank (Hong Kong) Limited
(the "Bank"). The Prime Rate of the Bank is 5.25% as
of 16 Dec 2011 . The Annualized Percentage Rate ("APR")
is calculated according to the relevant guidelines set out in
the Code of Banking Practice. The interest rate will vary whenever
the Prime Rate of the Bank changes. Interest is calculated on
the basis of a 365-day year. |
| 5. |
In case of any late repayment,
the interest rate will automatically be switched to the corresponding
interest rate of the 7th month onwards plus 5% per annum surcharge
commencing on the late repayment date. |
| 6. |
Promotion Period of the preferential
interest rate ends on the statement date of the 6th monthly statement. |
| 7. |
An annual fee will be levied
for Cashline Account. The 1st year annual fee will be waived and
from the 2nd year onwards, 1.5% of the revolving loan amount (minimum
HK$200) will be levied per annum. |
| 8. |
Professionals can apply for a
higher loan amount subject to the discretion of the Bank. For
details, please contact our branch staff. Professionals as defined
by the Bank include: registered architects, chartered accountants,
chartered surveyors, dentists, medical doctors, pharmacists ,
chartered engineers and chartered lawyers. |
| 9. |
In order to be eligible for the
credit limit of up to 8 times of monthly salary, customer must
provide bank account information under “Direct Credit Authorization”
section of the application form. Regardless of the final approved
amount of credit limit, the Bank shall upon the facility being
approved, immediately draw down the full amount of approved credit
limit and credit to the designated account provided by the customer. |
| 10 |
The approval of the final interest
rate and loan amount are subject to the financial condition of
customer. |
| 11. |
The Bank has the absolute discretion
in approving the loan applied by the customer and in determining
the eligibility of the customer for the Promotion Offer. |
| 12. |
The Bank reserves the right to
vary the Terms and Conditions, change or terminate the Promotion
Offer. In the event of disputes, the decision of the Bank shall
be final and conclusive. |
| 13. |
The daily interest calculation
of Cashline is based on the loan amount requested and promotional
rate for the 1st 6 months. For details, please refer to the Cashline
interest rate table. |
| 14. |
If there is any inconsistency or conflict between the English and Chinese versions, the English version shall prevail. |
|
| |
|
| Remark: |
The Bank reserves the right to terminate the loan offer at any time and final approval of the loan application. The approval of the final interest rate and loan amount is subject to the financial condition of customer.
|
|
| |
Personal Information Collection (PIC)
DBS Bank (Hong Kong) Limited safeguards your data in accordance with applicable Hong Kong laws.
We only use the data we collect in accordance with our Data Policy which explains the data collection purposes, the persons to whom we may transfer data, your data access and correction rights and how you may contact our Data Protection Officer. |
|
| Our Latest TV Commercial |
 |
|
| Online Application Offer |
 |
|
|
|
|
|
|
|
|
|
|
