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Cashline Revolving Loan
  • Tell me about this loan service
       
 
Standby cash whatever you need! DBS Cashline revolving loan offers you ample cash in reserve for you with a convenient revolving credit feature. So go ahead, make those plans happen today!

Successfully drawdown Cashline Revolving Loan on or before January 31, 2009, and you will enjoy:
 
  • Preferential interest rate as Prime rate p.a for the 1st 6 months,
    it can reduce your interest expense
 
  • Easy and convenient

 
  • Get a chance to win an elegant wine cellar AND
    HK$100 PARKnSHOP Cash Coupon

 
Credit line of up to 4 times of your monthly salary6
 
Flexible repayment period and your credit limit is automatically restored upon each repayment without re-application

There is no fixed repayment schedule. The minimum monthly repayment amount will not be less than 2.5% of the monthly outstanding balance (minimum HK$100).

 
Interest is charged on a daily basis and only on your outstanding balance
 
Easy and convenient withdrawal

The approved loan amount will be deposited directly into your designated bank account for your use. You can transfer or withdraw cash in any of several ways without any service charge:

  • Cheque
  • JETCO ATMs
  • Phone Banking
  • Over-the-counter

You may also perform balance enquiries and fund transfers via DBS ec-banking Internet Banking Services.

 
Simple application

Applicants should be Hong Kong permanent residents aged 18 or above with a minimum annual income of HK$80,000.

 
Apply now
 
 
Other Service
DBS Cashline Online Loan Center Lucky Draw Result
New Cashline Card Confirmation

 

Cashline Revolving Loan & Total Relationship Balance
Total Relationship Balance counts every dollar in your personal and joint accounts, including deposits, investment, outstanding balances of credit cards and loans. With a higher Total Relationship Balance, you can enjoy better rates for your time deposits. Act now to consolidate all your accounts with us to maximize your financial strength.
 
1.

The Prime Rate ("P") is the Hong Kong Dollar Prime Rate of DBS Bank (Hong Kong) Limited (the "Bank"). The Prime Rate of the Bank is 5.25% as of 14 November 2008. The Annualized Percentage Rate ("APR") is calculated according to the relevant guidelines set out in the Code of Banking Practice. The interest rate will vary whenever the Prime Rate of the Bank changes. Interest is calculated on the basis of a 365-day year.

2.

In case of any late repayment, the interest rate will automatically be switched to the corresponding interest rate of the 7th month onwards plus 4% per annum surcharge commencing on the late repayment date.

3.

Promotion Period of the preferential interest rate ends on the statement date of the 6th monthly statement.

4.

An annual fee will be levied for Cashline Account. The 1st year annual fee will be waived and from the 2nd year onwards, 1% of the revolving loan amount (minimum HK$200) will be levied per annum.

5.

Customer who has successfully applied for Cashline Revolving Loan during the promotion period of 1 December 2008 to 31 January 2009 through "Proceed Online Application" via DBS's website www.dbs.com/hk/loans and fully drawdown the loan when setting up the loan account will be eligible for i) HKD100 PARKnSHOP Gift Coupon ("Gift Coupon") and ii) one entry to the Elegant wine cellar lucky draw. Each eligible customer is entitled to one lucky draw entry only. For details, pls refer here.

6.

Professionals can apply for a higher loan amount subject to the discretion of the Bank. For details, please contact our branch staff. Professionals as defined by the Bank include: registered architects, chartered accountants, chartered surveyors, dentists, medical doctors, pharmacists , chartered engineers and chartered lawyers.

7.

The Bank has the absolute discretion in approving the loan applied by the customer and in determining the eligibility of the customer for the Promotion Offer.

8.

The Bank reserves the right to modify, discontinue or terminate the Promotion Offer and/or amend these Terms and Conditions at anytime without prior notice. In the event of disputes, the decision of the Bank shall be final and conclusive.

9.

If there is any inconsistency or conflict between the English and Chinese versions of these Terms and Conditions, the English version shall prevail.

 

 

Notes:

The Bank reserves the right to terminate the loan offer at any time. The approval of the final interest rate and loan amount is subject to the financial condition of customer..


Personal Information Collection (PIC)

DBS Bank (Hong Kong) Limited safeguards your data in accordance with applicable Hong Kong laws.

We only use the data we collect in accordance with our Data Policy which explains the data collection purposes, the persons to whom we may transfer data, your data access and correction rights and how you may contact our Data Protection Officer.

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