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| Cashline Revolving Loan |
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Standby cash whatever you need! DBS Cashline
revolving loan offers you ample cash in reserve for you with
a convenient revolving credit feature. So go ahead, make those
plans happen today! |
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| Interest rate as low as P-2.5% p.a.
for the 1st 6 months2-3 |
Ease your burden with great savings
on interest expense! |
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| Credit line of up
to 8 times of your monthly salary5,6,7 |
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| Perpetual service
charge waiver on cash withdrawal |
No withdrawal handling fee is required
no matter you draw cash through cheque or ATM card. |
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| Flexible repayment period
and your credit limit is automatically restored upon each
repayment without re-application |
| There is no fixed repayment
schedule. The minimum monthly repayment amount is just
2.5% of the monthly outstanding balance (minimum HK$100). |
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| Interest
is charged on a daily basis and only on your outstanding
balance |
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| Easy and convenient withdrawal |
The approved loan amount will be deposited
directly into your designated bank account for your
use. You can transfer or withdraw cash in any of several
ways without any service charge: |
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You may also perform balance enquiries
and fund transfers via DBS iBanking
Internet Banking Services. |
| Simple application |
Applicants should be Hong Kong permanent
residents aged 18 or above with a minimum annual income
of HK$80,000. |
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| Apply now |
- Online
application - Apply online and upload required documents to get extra $40 Maxim coupons
- Application Hotline: 2290 8118
- Visit to any of our branches
- Complete the Application
Form and return it to us via our Fax Hotline 2235
5947
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| 1. |
The Prime Rate ("P")
is the Hong Kong Dollar Prime Rate of DBS Bank (Hong Kong) Limited
(the "Bank"). The Prime Rate of the Bank is 5.25% as
of 30 Jun 2011 . The Annualized Percentage Rate ("APR")
is calculated according to the relevant guidelines set out in
the Code of Banking Practice. The interest rate will vary whenever
the Prime Rate of the Bank changes. Interest is calculated on
the basis of a 365-day year. |
| 2. |
In case of any late repayment,
the interest rate will automatically be switched to the corresponding
interest rate of the 7th month onwards plus 5% per annum surcharge
commencing on the late repayment date. |
| 3. |
Promotion Period of the preferential
interest rate ends on the statement date of the 6th monthly statement. |
| 4. |
An annual fee will be levied
for Cashline Account. The 1st year annual fee will be waived and
from the 2nd year onwards, 1.5% of the revolving loan amount (minimum
HK$200) will be levied per annum. |
| 5. |
Professionals can apply for a
higher loan amount subject to the discretion of the Bank. For
details, please contact our branch staff. Professionals as defined
by the Bank include: registered architects, chartered accountants,
chartered surveyors, dentists, medical doctors, pharmacists ,
chartered engineers and chartered lawyers. |
| 6. |
In order to be eligible for the
credit limit of up to 8 times of monthly salary, customer must
provide bank account information under “Direct Credit Authorization”
section of the application form. Regardless of the final approved
amount of credit limit, the Bank shall upon the facility being
approved, immediately draw down the full amount of approved credit
limit and credit to the designated account provided by the customer. |
| 7. |
The approval of the final interest
rate and loan amount are subject to the financial condition of
customer. |
| 8. |
The Bank has the absolute discretion
in approving the loan applied by the customer and in determining
the eligibility of the customer for the Promotion Offer. |
| 9. |
The Bank reserves the right to
vary the Terms and Conditions, change or terminate the Promotion
Offer. In the event of disputes, the decision of the Bank shall
be final and conclusive. |
| 10. |
If there is any inconsistency
or conflict between the English and Chinese versions of these
Terms and Conditions, the English version shall prevail. |
| 11. |
The daily interest calculation
of Cashline is based on the loan amount requested and promotional
rate for the 1st 6 months. For details, please refer to the Cashline
interest rate table. |
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| * For details of Online Application Promotion Terms
and Conditions, please
click. |
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| Remark: |
The Bank reserves the right to terminate the loan offer at any time and final approval of the loan application. The approval of the final interest rate and loan amount is subject to the financial condition of customer.
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Personal Information Collection (PIC)
DBS Bank (Hong Kong) Limited safeguards your data in accordance with applicable Hong Kong laws.
We only use the data we collect in accordance with our Data Policy which explains the data collection purposes, the persons to whom we may transfer data, your data access and correction rights and how you may contact our Data Protection Officer. |
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