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| Personal Protector Insurance |
| Accidents can happen. At home. At work. At play.
Personal Protector Insurance is designed to protect you and your family
against bodily injury suffered from an accident anytime, anywhere. |
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Double Accidental Death Protection up to HK$2,000,000
Your accident cash benefit will be doubled if you are:
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travelling on public transport in the event of accidents |
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a victim in a robbery, or |
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a victim in a fire or explosion within your residential building |
No Claim Bonus
If you do not make a claim during the preceding year, you can enjoy a
no claim bonus of 10% added to your Accidental Death & Permanent Disablement
benefits for a maximum of 5 consecutive years at no charge.
Added Protection for peace of mind
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Funeral and Cremation Expenses Cover up to HK$25,000 |
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24-hour Emergency Assistance Services |
Benefits Table |
| Coverage |
Maximum
Benefits Payable (HK$) |
| Plan 1 |
Plan 2 |
| Accidental Death and Permanent Disablement
Benefit |
300,000 |
1,000,000 |
Double Accidental Death Benefit
(on transportation at public conveyance, robbery or fire) |
600,000 |
2,000,000 |
| Funeral and Cremation Expenses |
25,000 |
Worldwide Emergency Assistance
(including Evacuation and Repatriation) |
2,000,000 |
| No Claim Bonus |
Extra
10% of sum insured will be added subject to no claim during
the preceding year, a maximum of 5 consecutive years |
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| Premium Table |
| Age |
Plan 1 |
Plan 2 |
| Monthly
Premium (HK$) |
Annual Premium
(HK$) |
Monthly
Premium (HK$) |
Annual Premium
(HK$) |
| 18 – 65 |
28 |
336 |
70 |
840 |
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| Note: |
Age limit for enrolment is 18 - 65 years of age. |
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Peace of Mind
MSIG Insurance (Hong Kong) Limited (hereunder called "MSIG")
has been providing general insurance solutions and products to its customers
in Hong Kong for more than 150 years, with a network of operations dating
as far back as 1855. In Hong Kong, MSIG, a wholly-owned subsidiary of
one of the largest general insurers in Asia, Mitsui Sumitomo Insurance
Co Ltd (MSI), is highly reputed for its long-standing industry experience
and market knowledge. |
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| Enrol Now
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| Major Exclusions |
| War, terrorism, suicide, self-inflicted injury, professional
sports, employment in police, army, fire services or security guard
service; non-scheduled air flights, sickness or disease, childbirth
or pregnancy, nuclear weapons, radioactive contamination, etc. For
the occupational exclusions, please refer to the policy for details. |
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| Important Notes: |
| 1. |
The above insurance plan is underwritten by MSIG Insurance (Hong
Kong) Limited (“MSIG”). MSIG reserves the right of final
approval. DBS Bank (Hong Kong) Limited (“the Bank”, which
expression includes its successors and assigns) is an insurance agent
authorized by MSIG. |
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DBS MSIG InsureDirect is a dedicated enquiry hotline for DBS customers
serviced by MSIG. |
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The above information is intended as a general summary. For details
on the terms and conditions and exclusions, please refer to the relevant
policy of the plan. |
| 4. |
The Bank and MSIG reserve the right to amend the above terms and
conditions without prior notice. |
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