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| Private Motor Car Insurance |
| Getting adequate insurance for your vehicle is
every car-owner's responsibility. Motor Insurance offers comprehensive
insurance and third party liability insurance coverage, so you can
enjoy driving car with additional pleasure and total peace of mind.
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| Comprehensive Insurance |
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| (1) |
NCD Protector
You can maintain your existing No Claims Discount (NCD) at renewal
even if you make a claim within a year provided that:
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after the application of excess, the claim amount does not
exceed HK$60,000 or 15% of the sum insured (whichever is the
less); and |
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no third party bodily injury is involved in the claim. |
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| (2) |
Windscreen Damage - Excess Waiver
No excess will apply if your claim does not exceed HK$5,000. You can
keep your No Claims Discount (NCD) as well. |
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| (3) |
'New for Old' Replacement Vehicle
If your insured car is less than 1 year old (from the date of its
first registration) and sustains a total loss, the plan will pay in
cash or replace a new car of the same model without deducting any
depreciation*.
| * |
The first registration of the car must be made within 12 months
from the date of its manufacture. |
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| (4) |
Medical Expenses Cover
A maximum of HK$5,000 will be provided to cover the medical expenses
from bodily injury sustained in the car accident. |
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| (5) |
Motor Personal Accident
HK$100,000 compensation will be provided to cover death, loss of limbs
or sight for you or any named driver in the event of the car accident. |
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| (6) |
Vehicle Assistance Services
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24-Hour Emergency Roadside Assistance |
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24-Hour Fee Towing Service |
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Alternate Car when the insured car is stolen or immobilised
due to an accident |
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24-Hour Claims Advisory Service |
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24-Hour General Advisory Service |
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Third Party Insurance
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Death or bodily injury to third party |
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Damage to third party property coverage up to HK$2,000,000 as a
result of an accident arising out of the use of your car |
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Peace of Mind
MSIG Insurance (Hong Kong) Limited (hereunder called "MSIG") has been
providing general insurance solutions and products to its customers in
Hong Kong for more than 150 years, with a network of operations dating
as far back as 1855. In Hong Kong, MSIG, a wholly-owned subsidiary of
one of the largest general insurers in Asia, Mitsui Sumitomo Insurance
Co Ltd (MSI), is highly reputed for its long-standing industry experience
and market knowledge. |
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Enrol Now
- Call DBS MSIG InsureDirect at 3122 6868
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| Major Exclusions |
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Consequential loss |
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Depreciation wear and tear |
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Damage to tyres unless damage is caused to other parts of the insured
car at the same time |
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Any accident, loss, damage or liability if at the time of the accident,
loss, damage or liability occurs or arising from the vehicle being
used by the Insured or any authorized driver insured under the Policy
who is under the influence of alcohol over the prescribed limit by
law |
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| Important Notes: |
| 1. |
The above insurance plan is underwritten by MSIG Insurance (Hong
Kong) Limited ("MSIG"). MSIG reserves the right of final
approval. DBS Bank (Hong Kong) Limited ("the Bank", which
expression includes its successors and assigns) is an insurance agent
authorized by MSIG. |
| 2. |
DBS MSIG InsureDirect is a dedicated enquiry hotline for DBS customers
serviced by MSIG. |
| 3. |
The above information is intended as a general summary. For details
on the terms and conditions and exclusions, please refer to the relevant
policy of the plan. |
| 4. |
The Bank and MSIG reserve the right to amend the above terms and
conditions without prior notice. |
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