Ease your worries
In the event of death either by accident or illness, Mortgage Life Protection Plan will repay the outstanding mortgage balance¹ to ease your worries.

The plan gives you the option to purchase an initial sum assured of up to 1.5 times the initial loan amount or HK$10,000,000 (whichever is lower).

Put your mind at ease - additional protection for you

Total and Permanent Disability
If you suffer total and permanent disability due to either accident or illness for more than 183 days, Mortgage Life Protection Plan will repay the outstanding mortgage balance¹.

Temporary disability benefit
If you are disabled by accident or illness and are unable to work for a period of not less than 183 consecutive days, Mortgage Life Protection Plan will offer a premium waiver until you recover and help you pay the mortgage for up to a maximum period of 12 months. If at the end of this period, your disability is certified "total and permanent", then the outstanding mortgage will be repaid¹.

Low premium to cover your mortgage
The premium is calculated based on your age, the initial sum assured and the repayment term. The minimum sum assured and term are HK$500,000 and 5 years respectively. Joint applications enjoy a 10% discount.

Convenient application
Enrolment is easy. No medical examination is required if you are below 45 years old, in good health and have an initial sum assured of not more than HK$3,000,000.

For your convenience, you can choose monthly or annual premium payments to fit with your other financial commitments. Autopay arrangement is also available.

Peace of mind
Aviva is a member company of Aviva plc, which is the world's fifth-largest insurance group², the biggest in the UK², one of the leading providers of life and pensions products across Europe, one of the Fortune Global 500 companies and has an A+ credit rating affirmed by Standard & Poor's.

With a 300-year history, Aviva plc is an expert in long-term savings and fund management and manages assets over USD544 billion³. Aviva plc operates in more than 30 countries with 59,000 employees³ and serves over 30 million customers worldwide.

Planning for all aspects of your life - your financial needs analysis
At DBS Bank, we are dedicated to assisting you in financial planning for each step of your life. Whether it is your child's education, your retirement or simply a protection plan for you and your family, we can help you along the way.