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| Superior Hospital Cash Plan |
| Superior Hospital Cash Plan provides you a daily
cash benefit and you can use it as you wish to pay medical and daily
expenses. |
Promotion
Successfully enrol via online to enjoy 15% first year
premium discount!
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Daily Hospital Cash Benefit up to HK$1,200
You will receive the daily cash benefit during your hospitalisation for
up to 750 days**, regardless of the actual hospital expenses.
Double Cash Benefit up to HK$240,000
If you are being confined in an intensive care unit, having a major organ
transplant or undergoing treatment for major burns during hospitalisation,
the daily cash benefit will double to maximum $2,400 for as long as 100
days**, for you to release the pressure of extra expenses.
Extra Cash Benefit for 19 Infectious Diseases
You will receive a lump sum payment of HK$20,000 if you contracted one
of the 19 infectious disease including Avian Influenza, SARS, Dengue Fever,
and Mad Cow Disease, giving you extra peace of mind during your hospitalisation.
Surgical Expenses Subsidy
On top of the daily cash benefits, the plan will also provide surgical
expenses subsidy up to HK$20,000 should you need an operation.
24-hour Worldwide Coverage
The plan offers you total protection wherever you are in the world, giving
you total peace of mind at all times. |
| Coverage |
Maximum
Benefits Payable (HK$) |
Plan 1 |
Plan 2 |
| Daily Hospital Cash (Up to 750 days**) |
800 |
1,200 |
| Double Daily Cash Benefit (Up
to 100 days**) |
1,600 |
2,400 |
| Infectious Disease Cash Benefit
(per year) |
20,000 |
| Surgical Expenses Benefit (per
year) |
15,000 |
20,000 |
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| Premium Table |
| Age |
Plan 1 |
Plan 2 |
| Monthly
Premium (HK$) |
Annual Premium
(HK$) |
Monthly
Premium (HK$) |
Annual Premium
(HK$) |
| 0 - 17# |
95
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1,026 |
145
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1,566 |
18 - 40
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165 |
1,782 |
245 |
2,646 |
| 41 – 50 |
255 |
2,754 |
385 |
4,158 |
| 51 – 60^ |
420 |
4,536 |
630 |
6,804 |
| 61 - 64^ |
615 |
6,642 |
925 |
9,990 |
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| Note: Age limit for enrolment
is 6 months old to 59 years of age. |
| # |
The maximum benefits payable of all
items for children is half of the above limits |
| ^ |
Age 60 - 64: applicable for renewal
only |
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Peace of Mind
MSIG Insurance (Hong Kong) Limited (hereunder called "MSIG")
has been providing general insurance solutions and products to its customers
in Hong Kong for more than 150 years, with a network of operations dating
as far back as 1855. In Hong Kong, MSIG, a wholly-owned subsidiary of
one of the largest general insurers in Asia, Mitsui Sumitomo Insurance
Co Ltd (MSI), is highly reputed for its long-standing industry experience
and market knowledge. |
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| Enrol Now
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| General Exclusions |
| 1. |
Confinement or Treatment for Sickness contracted or commencing within
6 months from the commencement of Policy for the following Disabilities:
1) Tuberculosis 2) Anal fistulae 3) Gall stones 4) Stones of kidney,
urethra or urinary bladder 5) Hypertension or cardiovascular disease
6) Gastric or duodenal ulcer 7) Diabetes mellitus 8) Tumours or malignancies
9) Haemorrhoids 10) Disorders of tonsils requiring tonsillectomy 11)
Disorders of nasal septum, sinus or turbinates 12) Hyperthyroidism
13) Cataracts 14) Prolapsed intervertebral disc or disc degeneration. |
| 2. |
During the period of insurance, applicants should not be involved
in any one of the following occupations: actors/entertainers/stunt
persons, aircrew members, casinos’/other gambling establishments’
staff, police/armed forces personnel, nightclubs’/saunas’/massage
parlours’ staff, or construction workers/interior decoration
workers. |
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| Important Notes: |
| 1. |
The above insurance plan is underwritten by MSIG Insurance (Hong
Kong) Limited (“MSIG”). MSIG reserves the right of final
approval. DBS Bank (Hong Kong) Limited (“the Bank”, which
expression includes its successors and assigns) is an insurance agent
authorized by MSIG. |
| 2. |
DBS MSIG InsureDirect is a dedicated enquiry hotline for DBS customers
serviced by MSIG. |
| 3. |
A 30-day Waiting Period from the effective date of the insurance
shall be applicable during which claims caused by sicknesses are not
covered. |
| 4. |
The above information is intended as a general summary. For details
on the terms and conditions and exclusions, please refer to the relevant
policy of the plan. |
| 5. |
The Bank and MSIG reserve the right to amend the above terms and
conditions without prior notice. |
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