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| Accident Insurance |
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Promotion
Enrol now to enjoy 2-month Premium Waiver
(to be waived on the 3rd and 6th month of the 1st year)
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Peace of Mind for You and Your Family
Accidents can happen anytime, anywhere. That's why it pays to protect yourself against the unforeseen with DBS Bank Accident Insurance. For as low as HK$2.2 per day, you can protect yourself and your family against sudden financial burdens arising from accidents.
Double Accident Protection up to HK$2,000,000
Your accident cash benefit will be doubled if you are:
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travelling on public transport or in a private car in the event of accidents, |
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a victim in a robbery, or |
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a victim in a fire or explosion within your residential building. |
Daily Hospital Cash Allowance at your disposal up to HK$1,400
If you are hospitalised as a result of an accident, you are entitled to a daily cash allowance of up to HK$700 for up to 180 days, or HK$1,400 per day if you are admitted to the intensive care unit. You can use the allowance to meet your needs in whatever ways you prefer.
No Claim Bonus gives added protection up to HK$2,600,000
On top of the Double Accident Protection, you will enjoy an automatic increase of accident cash benefits by 10% compounded for five years if you have made no claim during the insured period.
Worldwide Emergency Assistance up to HK$2,000,000
Accidents may happen in places where medical service is inadequate or simply unavailable. But you can rest assured that our medical evacuation team will make every effort to evacuate you to the nearest location or back home where you can receive proper medical treatment.
Coverage Table
| Cover |
Maximum Benefits (HK$) |
Gold |
Silver |
| Accidental Death & Disablement Protection |
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Protection in Year 1 |
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Protection after 5 Years with no claims* |
| *Cover increases by 10% compounded each year for 5 years |
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| Double Accident Protection (on transportation, robbery or fire) |
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Protection in Year 1 |
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Protection after 5 Years with no claims* |
| *Cover increases by 10% compounded each year for 5 years |
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| Partial Disablement Protection |
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Loss of one or both eyes |
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Loss of one limb or hand |
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Loss of hearing in both ears |
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1,000,000 |
1,000,000 |
750,000 |
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| Hospital Cash |
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Normal Room or Ward |
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Intensive Care Unit |
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700/per day |
1,400/per day |
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| Worldwide Emergency Assistance |
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Evacuation and repatriation |
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Repatriation of remains, burial & funeral expenses |
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Premium Table
| Plan |
Monthly (HK$) |
Gold |
Silver |
| Yourself 1 |
125 |
65 |
| You and Spouse 2 |
255 |
117 |
| Your Family 3 |
337 |
175 |
| 1. |
You: Anyone aged between 16 and 70. |
| 2. |
You and Spouse: Husband and wife aged between 16 and 70. |
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Your Family: Husband and wife with their children aged 1 to 21 or aged up to 23 for full-time students. There is no limit of the number of children covered. |
Note: Spouse's benefit is 100% of above benefit amount. Each child will receive 10% of your accidental death & disablement and partial disablement benefit, and 100% hospital cash and worldwide emergency assistance benefit.
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Peace of mind
MSIG Insurance (Hong Kong) Limited (hereunder called "MSIG") has been providing general insurance solutions and products to its customers in Hong Kong for more than 120 years, with a network of operations dating as far back as 1880. In Hong Kong, MSIG, a wholly-owned subsidiary of one of the largest general insurers in Asia, Mitsui Sumitomo Insurance Co Ltd (MSI), is highly reputed for its long-standing industry experience and market knowledge.
Apply Now
Remark: This insurance is underwritten by MSIG Insurance (Hong Kong) Limited.
Major Exclusions
War; terrorism; suicide; self inflicted injury; professional sports; employment in police, army, fire services or security guard service; non-scheduled air flights; sickness or disease; childbirth or pregnancy; nuclear weapons; radioactive contamination.
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