Enjoy the convenience of earning interest and issuing cheques in one single account.

• Combined Savings and Cheque Functions - enjoy interest on your savings plus the convenience of issuing cheques in one single account.

• No More Fund Transfer and Bounced Cheques - saves you the hassle of transferring money to current account upon cheque issuance, and the embarrassment of bounced cheques owing to insufficient funds in your current account.

• More Interest Returns - tiered interest rate offering higher interest rate for higher deposit.

• Regular Fund Credit for More Interest - fixed amount transfer to your account through autopay can be arranged, helping you grow your savings regularly and enjoy higher interest.

• Free Banking Services - ATM, Phone Banking, Internet Banking and Autopay Services are provided for free, giving you greater convenience in managing your finance.

A monthly service fee of HK$50 will be levied if customer's "Total Relationship Balance" falls below HK$30,000.