The New Generation Savings Account helps you to save and achieve your goals while at the same time gives you a unique passbook with lovely and unforgettable memories.

• High Return with Monthly Interest Distribution: With monthly interest distribution, you can have your interest payment automatically credited into your designated account on a monthly basis and enjoy higher return every month.

• Unique Passbook Design: The innovative design of New Generation Savings Account's passbook allows you to place a photo^# of your own choice on the passbook cover to create a unique passbook for yourself. You may also choose to change the photo every year.

A monthly service fee of HK$50 will be levied if customer's "Total Relationship Balance" falls below HK$30,000.

^#The Bank reserves the right to reject any photo for imaging.