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Up to 90-Day Interest -Free Repayment Period for Overseas Spending
When you travel overseas with your DBS Platinum Credit
Card/ Titanium Card, whether for business or pleasure, you can
enjoy up to 90-day interest-free
repayment period on all your overseas spending.
"DBS Platinum Credit Card / DBS Titanium Card Up to 90-Day Interest-Free Repayment Period for Overseas Spending" Terms & Conditions:
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- Definition of overseas spending is that the retail transaction must be incurred overseas and in foreign currency ("Relevant Transaction(s)"). Hong Kong Dollars and Macau currency transactions are not eligible.
- Transactions and charges such as cash advances and cash advance handling fees, casino chips, "Call-a-loan" and balance transfers, and reversed transactions are not eligible.
- Dynamic currency conversion gives you the option to settle any overseas transactions in either foreign currencies or HK dollars. However, once you have made your choice, the selected currency is final. If you choose to settle the transaction in HK dollars, it cannot enjoy the maximum 90 days interest-free repayment period.
- Please refer to the following example of a maximum 90 days interest free repayment period: Assume the statement date is on the 1st day of each month, if Cardholder has a Relevant Transaction of HK$1,000 on August 02, the due date for this transaction will be from the original date of September 30 extended to October 30. The maximum repayment period can be up to 90 days from the date of transaction, but the Cardholder can choose to settle this earlier.
- The full purchase price for the Relevant Transactions will be held from the available credit limit of the relevant Cardholder's account on the transaction date.
- If the statement balance is not paid in full on the due date, the Relevant Transactions will be subject to finance charge, with effect from the date of transaction.
- Offers are only available to Cardholders whose credit card accounts are in good standing. If the account status has changed, DBS Bank (Hong Kong) Limited (the "Bank") reserves the right to terminate the offers to the Cardholder without prior notice.
- The Bank reserves the right to cancel or change the Terms and Conditions without prior notice. In case of disputes, the decision of the Bank shall be final and binding.
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| Low Interest Cash Conversion |
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| Dining Club |
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| DBS$ Reward Scheme |
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| Offers of the Month |
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| Year Round Merchant Offer |
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| Interest-Free Instalment |
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