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| Waivers & Discounts on Annual Fee |
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Your first-3 year annual fee will be waived upon successful application of Manulife Credit Cards. You will also enjoy 25% discount for subsequent annual fee payments. |
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| Low Interest Cash Conversion |

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| Dining Club |

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| DBS$ Reward Scheme |

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| Offers of the Month |

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| Year Round Merchant Offer |

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| Interest-Free Instalment |

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