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DBS Credit Card Low Interest Cash Conversion


Travel? Study? Get married? Or purchase of gadgets? With your DBS credit cards / COMPASS VISA, you can realise your dreams instantly by applying for our Low Interest Cash Conversion services. 2 different services to meet your personal needs.

 

By simply calling our hotline, you can enjoy a preferential interest rate for withdrawing cash from the available credit limit of your DBS Credit Card / Co-branded Card to realise your personal plans. The withdrawal amount can be repaid by up to 36 monthly instalments for your ease of financial management.

 
Personalised preferential monthly flat rate1 as low as 0.30% (APR 6.80%2)
Cash withdrawal amount up to available credit limit
Choices of repayment tenor by 12, 18, 24 or 36 monthly instalments
Loan disbursed to your designated bank account within 3 working days
No supporting document is required
 

With Funds Transfer service, you can withdraw cash from the available credit limit of your DBS Credit Card / Co-branded Card by only paying a preferential interest rate for the first 6 months. What's more, the monthly repayment amount can be as low as the minimum payment as specified on your monthly statement to give you extra financial flexibility.

 
Personalised preferential interest rate4 as low as 5.80% for the first 6 months (APR 5.96%5)
Cash withdrawal amount up to available credit limit
Flexible payment as low as the minimum payment on your credit card statement6
Cash disbursed to your designated bank account or directly to your other bank's credit card account within 3 working days
No supporting document is required
   
Terms and Conditions of "Call-a-loan" Service
 
 
Terms and Conditions of "Funds Transfer" Programme
 
 


Notes for "Call-a-loan" service :

1.
"Call-a-loan" service and the personalised preferential interest rate is only applicable to selected customers. Personalised preferential interest rate is for reference only. DBS Bank (Hong Kong) Limited reserves the right at its absolute discretion on the acceptance of application, approval of the service and determining the preferential interest rate from time to time according to different promotions. Please call Application Hotline 2290 8111 to enquire for the personalised preferential interest rate and the related administration fee.
2.
Monthly flat rate of 0.30%, its annualized percentage rate is 6.80%. Annualized percentage rate is calculated according to the guidelines as set out in the Code of Banking Practice.
3.
The application of "Call-a-loan" service should be bound by related terms and conditions. For details, please call Application Hotline 2290 8111.


Notes for "Funds Transfer" programme:
4.
"Funds Transfer" programme and the personalised preferential interest rate is only applicable to selected customers. Personalised preferential interest rate is for reference only. DBS Bank (Hong Kong) Limited reserves the right at its absolute discretion on the acceptance of applications, approval of the programme and determining the preferential interest rate from time to time according to different promotions. Please call Application Hotline 2290 8111 to enquire for the personalised preferential interest rate.
5.
The preferential interest rate is only applicable to the first 6 months after funds transfer, that is, from the Transfer Effective Date to the 7th monthly statement date after Transfer Effective Date, both dates inclusive. From the 7th monthly statement date onwards, the finance charge will be calculated according to the standard annual rate of cash advance. For details, please refer to standard annual rate of cash advance as printed on your credit card monthly statement. Personalised preferential interest rate of 5.80%, its annualized percentage rate is 5.96%. Annualized percentage rate is calculated according to the guidelines as set out in the Code of Banking Practice.
6.
Any payment to your credit card account shall be applied to repay the outstanding balances of the funds transfer and balance transfer first (disregard the outstanding balance shall be calculated according to whatever interest rate) or be applied to repay any due amount in your credit card account in any order as from time to time determined in the absolute discretion of DBS Bank (Hong Kong) Limited.
7.
The application of "Funds Transfer" programme should be bound by related terms and conditions. For details, please call Application Hotline 2290 8111.
 
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