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DBS Credit Card Low Interest Cash Conversion
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Personalised preferential monthly flat rate1 as low as 0.30% (APR 6.80%2) |
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Cash withdrawal amount up to available credit limit |
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Choices of repayment tenor by 12, 18, 24 or 36 monthly instalments |
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Loan disbursed to your designated bank account within 3 working days |
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No supporting document is required |
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Personalised preferential interest rate4 as low as 5.80% for the first 6 months (APR 5.96%5) |
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Cash withdrawal amount up to available credit limit |
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Flexible payment as low as the minimum payment on your credit card statement6 |
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Cash disbursed to your designated bank account or directly to your other bank's credit card account within 3 working days |
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No supporting document is required |
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- Application Hotline : 2290 8111
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Notes for "Call-a-loan" service :
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| 1. |
"Call-a-loan" service and the personalised preferential interest rate is only applicable to selected customers. Personalised preferential interest rate is for reference only. DBS Bank (Hong Kong) Limited reserves the right at its absolute discretion on the acceptance of application, approval of the service and determining the preferential interest rate from time to time according to different promotions. Please call Application Hotline 2290 8111 to enquire for the personalised preferential interest rate and the related administration fee. |
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Monthly flat rate of 0.30%, its annualized percentage rate is 6.80%. Annualized percentage rate is calculated according to the guidelines as set out in the Code of Banking Practice. |
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The application of "Call-a-loan" service should be bound by related terms and conditions. For details, please call Application Hotline 2290 8111. |
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Notes for "Funds Transfer" programme: |
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"Funds Transfer" programme and the personalised preferential interest rate is only applicable to selected customers. Personalised preferential interest rate is for reference only. DBS Bank (Hong Kong) Limited reserves the right at its absolute discretion on the acceptance of applications, approval of the programme and determining the preferential interest rate from time to time according to different promotions. Please call Application Hotline 2290 8111 to enquire for the personalised preferential interest rate. |
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The preferential interest rate is only applicable to the first 6 months after funds transfer, that is, from the Transfer Effective Date to the 7th monthly statement date after Transfer Effective Date, both dates inclusive. From the 7th monthly statement date onwards, the finance charge will be calculated according to the standard annual rate of cash advance. For details, please refer to standard annual rate of cash advance as printed on your credit card monthly statement. Personalised preferential interest rate of 5.80%, its annualized percentage rate is 5.96%. Annualized percentage rate is calculated according to the guidelines as set out in the Code of Banking Practice. |
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Any payment to your credit card account shall be applied to repay the outstanding balances of the funds transfer and balance transfer first (disregard the outstanding balance shall be calculated according to whatever interest rate) or be applied to repay any due amount in your credit card account in any order as from time to time determined in the absolute discretion of DBS Bank (Hong Kong) Limited. |
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The application of "Funds Transfer" programme should be bound by related terms and conditions. For details, please call Application Hotline 2290 8111. |
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| Low Interest Cash Conversion |

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| Dining Club |

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| Rewards Programme |

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| Offers of the Month |

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| Year Round Merchant Offer |

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| Interest-Free Instalment |

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